Atlantic Highlands, New Jersey.
Typical home $873,486 (+9.3% in a year), asking rent $2,889 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,700 (+143%) since Jan 2020.
- 1 year
- Up $74,672 +9%
- $798,814$873,486 since Sep 2025
- 5 years
- Up $253,813 +41%
- $619,673$873,486 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Atlantic Highlands$4,585
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Atlantic Highlands, NJ rose 9.3% over the past year — faster than the nation's +1.2%.
Living in Atlantic Highlands, Monmouth County, New Jersey
Atlantic Highlands is a borough of 4,414 people in Monmouth County. Half its households earn more than $126,080 a year and half less, against $124,845 across Monmouth County; 5% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Monmouth County was 4.2% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Atlantic Highlands is a borough in Monmouth County, and its residents skew older, with a median age well above what you would find in most of the country. Household incomes run slightly above the county's, poverty is uncommon, and most homes are lived in by their owners, though typical home values and rents are high. A majority of adults hold a four-year degree, and winters are cold while summers turn warm, with a good deal of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by banks, insurance and property, shops, and professional and business services. Some of the biggest workplaces in town are C.J. Hesse, a road construction company, the Atlantic Highlands School District, and New Jersey Natural Gas. Commutes are long, and a good number of people work from home.
Things to do. The best-known places nearby are all a longer drive away. They include the Statue of Liberty, a tourist attraction, Central Park, a garden, and the Metropolitan Museum of Art, one of several large museums on the list. Coney Island, a beach, is also a longer drive away.
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- 2,060households
- 54%of adults have a degree
- 5%below the poverty line
- 41 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. Monmouth County had 279,012 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 84° and lows near 67°. About 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Long Branch-oakhurst weather station, 8 miles away (NOAA).
Largest workplaces in Atlantic Highlands
- C.J. HesseRoad construction70
- Atlantic Highlands School DistrictSchool district54FTE
- New Jersey Natural Gas - Atlantic HighlandsDistribution of natural gas27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 97 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Heat wavesRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Atlantic Highlands’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monmouth County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Atlantic Highlands home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Atlantic Highlands$873,486
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 9 Atlantic Highlands listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Atlantic Highlands10.53%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Atlantic Highlands22
New listings per month
Sellers arriving at the market.
- Atlantic Highlands9
Zip codes with a Atlantic Highlands address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Atlantic Highlands — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.