Auburn, California.
Typical home $626,630 (+1.2% in a year), asking rent $2,157 (+2.1%). Sacramento-Roseville-Folsom, CA metro.
to buy the typical home at today's mortgage rate — +$1,495 (+83%) since Jan 2020.
- 1 year
- Up $7,663 +1%
- $618,967$626,630 since Sep 2025
- 5 years
- Up $9,765 +2%
- $616,865$626,630 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Auburn$3,289
- California$3,997
- United States$1,922
Typical home values in Auburn, CA rose 1.2% over the past year — in step with the nation.
Asking rents in Auburn, CA rose 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Auburn runs $2,244/mo more than renting one. The gap peaked at $2,589 in Oct 2022.
That is $4,401 a month against $2,157 rent: a $3,289 mortgage payment, plus $441 property tax and $671 insurance & upkeep.
Owning vs renting — Auburn
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,401
- Renting$2,157
- Mortgage only$3,289
Property tax · $441/mo 0.84% of value a year — the ACS 2020-2024 median bill over the median home value for Placer County, CA
Insurance & upkeep · $671/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Auburn, Placer County, California
Auburn is a city of 13,776 people in Placer County. Half its households earn more than $82,674 a year and half less, against $115,998 across Placer County; 13% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Placer County was 4.5% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Auburn is an older foothill city where residents are, on the whole, older than across much of the country. Most homes are lived in by their owners, though there are fewer owners than across the county, and incomes run well below the county's. A good share of adults hold a four-year degree, and a fair number of households live below the poverty line. Winters are cool, with the coldest days in December, and summers turn hot by July; a year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, restaurants, hotels and entertainment, and the building trades. Among the largest workplaces in Auburn are the Placer County Office of Education Schools, Century Commercial Service, a manufacturer, and Flyers Transportation, a trucking firm. The county's job count grew slightly over the past year, and unemployment across Placer County eased a little from a year earlier. Commutes are short, and some residents work from home.
Things to do. The Auburn State Recreation Area lies in or beside town, a protected area built around the Middle Fork American River, which runs through the same stretch. For history, the Bernhard Museum Complex and the Gold Country Museum are both in town. A longer drive away are Folsom Lake, a reservoir, and Marshall Gold Discovery State Historic Park.
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- 6,055households
- 41%of adults have a degree
- 13%below the poverty line
- 21 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Placer County had 188,212 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 56° and lows near 37°; warmest in July, with highs near 93° and lows near 63°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Auburn weather station, under a mile away (NOAA).
Largest workplaces in Auburn
- Placer County Office of Education SchoolsSchool district376FTE
- Century Commercial ServiceManufacturing207
- Flyers TransportationSpecialized freight, trucking162
- Auburn Union Elementary SchoolsSchool district158FTE
- JD2Structural steel erecting or iron work contractors156
- PRIDE IndustriesVocational rehab110
- Auburn Ravine Terrace Healthcare CenterSkilled nursing facilities100
- Placer County Water AgencyDistribution line, sewer and water, construction81
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,153 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- AvalanchesRelatively high
- Wildfirerelatively high in parts of AuburnRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Auburn’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Placer County and the Sacramento-Roseville-Folsom, CA metro.
Auburn home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Auburn$626,630
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Auburn listings, and the typical home goes pending in 29 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Auburn32.62%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Auburn29
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Auburn221
New listings per month
Sellers arriving at the market.
- Auburn58
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Auburn$630,811
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Auburn98.76%
Zip codes with a Auburn address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Auburn — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Auburn
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 95603 | Auburn | 28,432 | $2,253 | $611,759 |
| 95602 | Auburn | 19,701 | $2,108 | $643,171 |