Augusta, Georgia.
Typical home $187,663 (+2.4% in a year), asking rent $1,344 (+4.4%). Augusta-Richmond County, GA-SC metro.
to buy the typical home at today's mortgage rate — +$557 (+130%) since Jan 2020.
- 1 year
- Up $4,456 +2%
- $183,207$187,663 since Sep 2025
- 5 years
- Up $37,405 +25%
- $150,258$187,663 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Augusta$985
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Augusta, GA rose 2.4% over the past year — faster than the nation's +1.2%.
Asking rents in Augusta, GA rose 4.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Augusta runs $26/mo less than renting one. The gap peaked at $333 in Aug 2021.
That is $1,318 a month against $1,344 rent: a $985 mortgage payment, plus $132 property tax and $201 insurance & upkeep.
Owning vs renting — Augusta
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,318
- Renting$1,344
- Mortgage only$985
Property tax · $132/mo 0.84% of value a year — the ACS 2020-2024 median bill over the median home value for Richmond County, GA
Insurance & upkeep · $201/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Augusta, Richmond County, Georgia
Augusta is a city of 202,081 people in Richmond County. Half its households earn more than $55,485 a year and half less, against $55,637 across Richmond County; 20% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Richmond County was 4.6% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Augusta is a city on the Savannah River, and its people are somewhat younger than in much of the country. Household incomes sit about level with the county's, while a good number of residents live below the poverty line. Homeowners and renters are close to evenly split, so the city has a real mix of both, and a typical home costs less than in many parts of the country. Winters are mild and almost snow-free, summers are hot, and rain falls steadily through the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Among the largest workplaces in Augusta are Richmond County Schools, Augusta University and AU Medical Center. Jobs across Richmond County held about steady over the past year, and the daily trip to work is fairly short.
Things to do. Several museums and gardens are a short drive away, among them the Morris Museum of Art and the Augusta Botanical Gardens. Phinizy Swamp Nature Park is a protected area close by for walking and watching wildlife. For a longer outing, Lake Strom Thurmond is a reservoir a longer drive away.
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- 75,222households
- 25%of adults have a degree
- 20%below the poverty line
- 21 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Richmond County had 104,220 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 60° and lows near 35°; warmest in July, with highs near 94° and lows near 72°. About 1 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Augusta Bush Field Airport weather station, 6 miles away (NOAA).
Largest workplaces in Augusta
- Richmond County SchoolsSchool district5,317FTE
- Augusta UniversityUniversity or college5,158
- AU Medical CenterGeneral hospital3,953FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs2,665
- Automatic Data ProcessingAutomated data processing services1,729
- Textron Specialized Vehicles - Augusta EastGolf carts, powered, manufacturing1,345
- Doctors Hospital of AugustaGeneral hospital1,277FTE
- Augusta National Golf ClubGolf and country clubs924
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 137 workplaces with 20 or more staff, 25,354 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Ice stormsrelatively high in parts of AugustaRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Augusta’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Richmond County and the Augusta-Richmond County, GA-SC metro.
Augusta home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Augusta$187,663
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Augusta listings, and the typical home goes pending in 42 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Augusta27.98%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Augusta42
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Augusta758
New listings per month
Sellers arriving at the market.
- Augusta168
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Augusta$176,102
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Augusta96.62%
Zip codes with a Augusta address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Augusta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Augusta
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30906 | Augusta | 60,423 | $1,351 | $144,982 |
| 30909 | Augusta | 46,501 | $1,362 | $266,162 |
| 30904 | Augusta | 23,400 | $1,348 | $162,908 |
| 30901 | Augusta | 16,484 | $1,175 | $69,401 |