Aurora, Illinois.
Typical home $323,277 (+3.3% in a year), asking rent $2,294 (+3.2%). Chicago-Naperville-Elgin, IL-IN-WI metro.
to buy the typical home at today's mortgage rate — +$943 (+125%) since Jan 2020.
- 1 year
- Up $10,278 +3%
- $312,998$323,277 since Sep 2025
- 5 years
- Up $84,977 +36%
- $238,299$323,277 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Aurora$1,697
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Aurora, IL rose 3.3% over the past year — faster than the nation's +1.2%.
Asking rents in Aurora, IL rose 3.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Aurora runs $357/mo more than renting one. The gap peaked at $403 in Jan 2025.
That is $2,651 a month against $2,294 rent: a $1,697 mortgage payment, plus $608 property tax and $346 insurance & upkeep.
Owning vs renting — Aurora
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,651
- Renting$2,294
- Mortgage only$1,697
Property tax · $608/mo 2.26% of value a year — the ACS 2020-2024 median bill over the median home value for Kane County, IL
Insurance & upkeep · $346/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Aurora, Kane County, Illinois
Aurora is a city of 180,542 people in Kane County. Half its households earn more than $93,633 a year and half less, against $103,163 across Kane County; 10% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Aurora was 4.6% in August 2026, and Kane County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Aurora is the second-largest city in Illinois and a younger place than much of the country. Most homes are lived in by their owners, though a good number rent, and household incomes run below the county's. Winters are cold, with January the coldest month and a fair amount of snow, while July brings warm summer days and the year is fairly wet overall.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, professional and business services, and shops. Some of the largest workplaces in Aurora are the Indian Prairie school district, the food company HelloFresh, and Copley Memorial Hospital. Kane County has seen slightly fewer jobs than a year earlier, and unemployment in Aurora is about where it was a year ago.
Things to do. Phillips Park is in or beside town, and the zoo within it makes an easy outing, as does the Aurora Regional Fire Museum. A short drive away is Centennial Beach, a beach for summer days. For a longer trip, the Morton Arboretum is a botanical garden a longer drive away.
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- 61,317households
- 38%of adults have a degree
- 10%below the poverty line
- 27 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Kane County had 213,552 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 84° and lows near 65°. About 28 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aurora weather station, 2 miles away (NOAA).
Largest workplaces in Aurora
- Indian Prairie CUSD 204School district3,938FTE
- HelloFreshFood, prepared, perishable, packaged for individual resale1,574
- Copley Memorial HospitalGeneral hospital1,560FTE
- Aurora East USD 131School district1,555FTE
- Aurora West USD 129School district1,543FTE
- Aurora UniversityUniversity or college886
- Fox Valley Park DistrictPublic property management services, government755
- Association for Individual DevelopmentGroup homes, intellectual and developmental disability698
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 149 workplaces with 20 or more staff, 20,249 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Aurora’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kane County and the Chicago-Naperville-Elgin, IL-IN-WI metro.
Aurora home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Aurora$323,277
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Aurora listings, and the typical home goes pending in 14 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Aurora33.42%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Aurora14
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Aurora393
New listings per month
Sellers arriving at the market.
- Aurora157
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Aurora$318,487
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Aurora100.37%
Zip codes with a Aurora address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Aurora — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Aurora
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 60505 | Aurora | 57,199 | $1,619 | $251,664 |
| 60506 | Aurora | 50,038 | $1,997 | $314,635 |
| 60504 | Aurora | 39,358 | $2,266 | $353,422 |
| 60502 | Aurora | 23,308 | $2,468 | $421,080 |
| 60503 | Aurora | 16,789 | $2,661 | $416,766 |