Aztec, New Mexico.
Typical home $272,510 (+5.9% in a year), asking rent $1,481 . Farmington, NM metro.
to buy the typical home at today's mortgage rate — +$635 (+80%) since Jan 2020.
- 1 year
- Up $15,072 +6%
- $257,438$272,510 since Sep 2025
- 5 years
- Up $48,332 +22%
- $224,178$272,510 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Aztec$1,430
- New Mexico$1,658
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Aztec, NM rose 5.9% over the past year — faster than the nation's +1.2%.
Living in Aztec, San Juan County, New Mexico
Aztec is a city of 6,201 people in San Juan County. Half its households earn more than $41,977 a year and half less, against $55,872 across San Juan County; 26% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in San Juan County was 5.3% in August 2026, and the county had 2.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Aztec is a small city in San Juan County, New Mexico, where most homes are lived in by their owners. Incomes here run below the county's, and more residents live in poverty than most people would expect of a typical American town. Few adults hold a four-year degree, and most people have a fairly short drive to work. Winters are cold, summers are hot, and the town gets only a little rain and snow across the year.
Work. Many residents work in schools, hospitals and social care, with others in restaurants and hotels, in shops, and in transport, warehouses and utilities. Among the largest workplaces in Aztec are San Juan County, Aztec Well Servicing Co and Safeway. Unemployment across San Juan County is higher than a year ago, though the county has added jobs over the past year.
Things to do. The best-known place is Aztec Ruins National Monument, an archaeological site in or beside town, along with the museum at the Aztec Ruins Administration Building. Salmon Ruins, another archaeological site, is a short drive away. For time by the water, the Animas River is a longer drive away.
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- 2,394households
- 16%of adults have a degree
- 26%below the poverty line
- 20 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. San Juan County had 47,793 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 17°; warmest in July, with highs near 94° and lows near 58°. About 11 inches of snow and 10 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aztec Ruins Nm weather station, 2 miles away (NOAA).
Largest workplaces in Aztec
- San Juan CountyLegislative bodies737
- Aztec Well Servicing CoDirectional drilling of oil and gas wells on a contract basis137
- SafewaySupermarkets and other grocery stores103
- Triple S Trucking CoTrucking, specialized freight, local66
- AztecMail and parcel delivery22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 1,065 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Aztec’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Juan County and the Farmington, NM metro.
Aztec home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Aztec$272,510
- New Mexico$315,812
- United States$366,157
Sellers are cutting prices on about 1 in 3 Aztec listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Aztec30.28%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Aztec39
New listings per month
Sellers arriving at the market.
- Aztec12
Zip codes with a Aztec address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Aztec — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.