Bagdad, Kentucky.
Typical home $330,288 (-3.5% in a year). Louisville/Jefferson County, KY-IN metro.
to buy the typical home at today's mortgage rate — +$890 (+105%) since Jan 2020.
- 1 year
- Down $11,974 -3%
- $342,262$330,288 since Sep 2025
- 5 years
- Up $36,276 +12%
- $294,012$330,288 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bagdad$1,734
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Bagdad, KY fell 3.5% over the past year — slower than the nation's +1.2%.
Living in Bagdad, Shelby County, Kentucky
The Census does not count Bagdad on its own, so the figures here are Shelby County's. Half the county's households earn more than $82,604 a year and half less; 10% of the county's people live below the poverty line. 74% of the county's homes are lived in by their owners and 26% are rented. Unemployment in Shelby County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Shelby County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bagdad is a small town in Shelby County, in north-central Kentucky. Across the county, most homes are lived in by their owners, and the typical resident is middle-aged. Winters are cold and summers are warm, with rain and melted snow falling steadily through the year. The Census does not count Bagdad on its own, so the wider county stands in for the town in the figures.
Work. Many residents work in schools, hospitals and social care, or in manufacturing, shops and the building trades. Unemployment across the county has stayed low and was slightly lower than a year earlier. Across the county, jobs have recently been slightly fewer than the year before, and few workers do their jobs from home.
Things to do. The Kentucky River is a river that is a longer drive away, and Kentucky Horse Park is a protected area that is also a longer drive away. Guist Creek Lake, a reservoir, is a short drive away. The Aviation Museum of Kentucky is a museum that is a longer drive away.
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- 18,484households
- 40.9median age
- 33%of adults have a degree
- 10%below the poverty line
- 27 mintypical commute
- 13%work from home
What people in Shelby County work in
Employed residents by industry, from the Census survey. Shelby County had 16,522 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 25°; warmest in July, with highs near 88° and lows near 67°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Frankfort Capital City Airport weather station, 10 miles away (NOAA).
Largest workplaces in Shelby County
- Shelby County SchoolsSchool district1,005FTE
- RCS TransportationRailroad terminals, independent operation894
- Faurecia Automotive SeatingMotor vehicle seats manufacturing499
- Associates in Pediatric Therapy621340 offices of physical, occupational and speech therapists, and audiologists448
- Nifco AmericaMotor vehicle moldings and extrusions, plastics, manufacturing385
- Martinrea Heavy Stamping - ShelbyvilleJob stampings, automotive, metal, manufacturing301
- Katayama American CompanyMotor vehicle metal stampings manufacturing288
- WalmartWarehouse clubs and supercenters284
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 52 workplaces with 20 or more staff, 7,586 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Shelby County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shelby County and the Louisville/Jefferson County, KY-IN metro.
Bagdad home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bagdad$330,288
- Kentucky$230,909
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bagdad6
Zip codes with a Bagdad address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bagdad — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.