Bagley, Minnesota.
Typical home $245,146 (+10.8% in a year).
to buy the typical home at today's mortgage rate — +$765 (+146%) since Jan 2020.
- 1 year
- Up $23,940 +11%
- $221,207$245,146 since Sep 2025
- 5 years
- Up $70,777 +41%
- $174,369$245,146 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bagley$1,287
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Bagley, MN rose 10.8% over the past year — faster than the nation's +1.2%.
Living in Bagley, Clearwater County, Minnesota
Bagley is a city of 1,285 people in Clearwater County. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Clearwater County was 7.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bagley is a small city, and a quiet one, where people tend to know one another. Most homes are lived in by their owners, though renters make up a sizable part of the community. Incomes in the town sit below the county's, and a good number of residents live below the poverty line. Winters are long and very cold, with January the coldest month and plenty of snow, while July brings warm but not hot days.
Work. Many residents work in schools, hospitals and social care, with manufacturing, the building trades and professional and business services close behind. Among the largest workplaces in Bagley are TEAM Industries Bagley, which makes transmissions and parts, the Bagley Public School District and Sanford Bagley Medical Center. Few people work from home, and most have a short drive to their jobs. Unemployment across Clearwater County is higher than it was a year earlier, though the county has added a few more jobs.
Things to do. Lake Lomond and Walker Brook are in or beside town, a lake and a river close enough for an easy visit. A short drive away are Minnow Lake and Peterson Lake, both good for time on the water. For a longer outing, Itasca State Park is a protected area a longer drive away, and it sits beside Lake Itasca.
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- 579households
- 18%of adults have a degree
- 18%below the poverty line
- 20 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Clearwater County had 2,559 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 16° and lows near -5°; warmest in July, with highs near 78° and lows near 55°. About 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fosston East weather station, 15 miles away (NOAA).
Largest workplaces in Bagley
- TEAM Industries BagleyTransmissions and parts, automotive, truck, and bus, manufacturing442
- Bagley Public School DistrictSchool district117FTE
- ISD #162 - ElementaryK-12 education109
- Potvin Holdings84
- ISD #162 - High SchoolK-12 education82
- Sanford Bagley Medical CenterCritical access hospital49FTE
- Cornerstone Residence Senior CareAssisted-living facilities without on-site nursing care facilities31
- Potvin Holdings31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 930 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- WildfireRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bagley’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clearwater County.
Bagley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bagley$245,146
- Minnesota$348,778
- United States$366,157
Sellers are cutting prices on about 1 in 10 Bagley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bagley9.72%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bagley20
New listings per month
Sellers arriving at the market.
- Bagley7
Zip codes with a Bagley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bagley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.