Baker, Montana.
Typical home $185,776 (+6.5% in a year).
to buy the typical home at today's mortgage rate — +$464 (+91%) since Jan 2020.
- 1 year
- Up $11,290 +6%
- $174,486$185,776 since Sep 2025
- 5 years
- Down $530 -0%
- $186,306$185,776 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Baker$975
- Montana$2,453
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Baker, MT rose 6.5% over the past year — faster than the nation's +1.2%.
Living in Baker, Fallon County, Montana
Baker is a city of 1,802 people in Fallon County. Unemployment in Fallon County was 2.1% in August 2026, and the county had 7.6% fewer jobs in 2025 than the year before. The most people in Fallon County work in farming, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Baker is a small city on the eastern plains of Montana, where neighbors tend to know one another. Winters are cold, with January highs that stay below freezing and nights colder still, while July is warm, and the year brings relatively little rain and melted snow. A modest share of adults have a four-year degree, and the typical home costs less than in much of the country.
Work. Many residents work in farming, forestry and mining, in schools, hospitals and social care, in the building trades, and in government. Across Fallon County, the largest workplaces include Fallon Medical Complex, a critical access hospital, and Baker K-12 Schools, along with Reynolds Market-Baker. Unemployment across the county is low and close to where it stood a year ago, though the county has fewer jobs than it did the year before.
Things to do. Medicine Rocks State Park is a protected area, a longer drive away, and is the nearest of the better-known outdoor places for people in Baker. The Mystic Theatre is also a longer drive away, for an evening out at a theatre.
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- 653households
- 14%of adults have a degree
- 12%below the poverty line
- 6%work from home
What people in Fallon County work in
Employed residents by industry, from the Census survey. Fallon County had 1,163 jobs in 2025, 7.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 7°; warmest in July, with highs near 86° and lows near 58°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Baker weather station, under a mile away (NOAA).
Largest workplaces in Fallon County
- Fallon Medical ComplexCritical access hospital72FTE
- Baker K-12 SchoolsSchool district67FTE
- Reynolds Market-BakerGrocery stores35
- Plevna K-12 SchoolsSchool district29FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 35 people in all across the county; Baker has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- HailRelatively high
- Strong windRelatively high
- LightningRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Baker’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fallon County.
Baker home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Baker$185,776
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Baker8
Zip codes with a Baker address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Baker — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.