States · Montana · Fallon County

Baker, Montana.

Typical home $185,776 (+6.5% in a year).

What it costs per month · Baker $975/mo

to buy the typical home at today's mortgage rate — +$464 (+91%) since Jan 2020.

What the home itself did
1 year
Up $11,290 +6%
$174,486$185,776 since Sep 2025
5 years
Down $530 -0%
$186,306$185,776 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Baker $975 Montana $2,453 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Baker$975
  • Montana$2,453
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Baker, MT rose 6.5% over the past year — faster than the nation's +1.2%.

Living in Baker, Fallon County, Montana

Baker is a city of 1,802 people in Fallon County. Unemployment in Fallon County was 2.1% in August 2026, and the county had 7.6% fewer jobs in 2025 than the year before. The most people in Fallon County work in farming, then schools and health care.

People 1,802 in the 2020 census
Household income Too few homes in Baker for the Census survey to measure.
Unemployment 2.1% Fallon County, August 2026; 2.0% a year before
Homes Too few homes in Baker for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Baker is a small city on the eastern plains of Montana, where neighbors tend to know one another. Winters are cold, with January highs that stay below freezing and nights colder still, while July is warm, and the year brings relatively little rain and melted snow. A modest share of adults have a four-year degree, and the typical home costs less than in much of the country.

Work. Many residents work in farming, forestry and mining, in schools, hospitals and social care, in the building trades, and in government. Across Fallon County, the largest workplaces include Fallon Medical Complex, a critical access hospital, and Baker K-12 Schools, along with Reynolds Market-Baker. Unemployment across the county is low and close to where it stood a year ago, though the county has fewer jobs than it did the year before.

Things to do. Medicine Rocks State Park is a protected area, a longer drive away, and is the nearest of the better-known outdoor places for people in Baker. The Mystic Theatre is also a longer drive away, for an evening out at a theatre.

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  • 653households
  • 14%of adults have a degree
  • 12%below the poverty line
  • 6%work from home

What people in Fallon County work in

  • Farming, forestry and mining38%
  • Schools, hospitals and social care13%
  • Building trades8%
  • Government8%
  • Professional and business services7%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Fallon County had 1,163 jobs in 2025, 7.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 29° and 7°; warmest in July, 86° and 58° 0° 20° 40° 60° 80° J 29° 7° F M A M J J 86° 58° A S O N D
Average daily high and low for each month: coldest in January, 29° and 7°; warmest in July, 86° and 58° 0° 20° 40° 60° 80° J 29° 7° F M A M J J 86° 58° A S O N D

Coldest in January, with highs near 29° and lows near 7°; warmest in July, with highs near 86° and lows near 58°. About 15 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Baker weather station, under a mile away (NOAA).

Largest workplaces in Fallon County

  1. Fallon Medical ComplexCritical access hospital72FTE
  2. Baker K-12 SchoolsSchool district67FTE
  3. Reynolds Market-BakerGrocery stores35
  4. Plevna K-12 SchoolsSchool district29FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 35 people in all across the county; Baker has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Winter weatherVery high
  3. HailRelatively high
  4. Strong windRelatively high
  5. LightningRelatively high
  6. WildfireRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Baker’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fallon County.

Baker home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Baker $185,776 Montana $467,275 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Baker$185,776
  • Montana$467,275
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2018 2019 2020 2021 2022 2023 2024 2025 2026 Baker 8
5 10 15 20 2018 2022 2026
  • Baker8

Zip codes with a Baker address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Baker — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.