Baldwin, Georgia.
Typical home $287,140 (-1.3% in a year). Cornelia, GA metro.
to buy the typical home at today's mortgage rate — +$924 (+159%) since Jan 2020.
- 1 year
- Down $3,752 -1%
- $290,892$287,140 since Sep 2025
- 5 years
- Up $71,566 +33%
- $215,574$287,140 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Baldwin$1,507
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Baldwin, GA fell 1.3% over the past year — slower than the nation's +1.2%.
Living in Baldwin, Banks County, Georgia
Baldwin is a city of 3,629 people in Banks County. Half its households earn more than $59,242 a year and half less, against $77,063 across Banks County; 20% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Banks County was 3.1% in August 2026, and the county had 4.8% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Baldwin is a small Georgia city in Banks County, where most homes are lived in by their owners. Incomes here run well below the county's, and more households live below the poverty line than is typical. Few adults hold a four-year degree. Winters are cool but not severe, with January days staying cold and nights dropping to around freezing, and very little snow. Summers are warm, and rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in farming and forestry, and in shops. Across Banks County, the largest workplaces include Banks County Schools, Walmart and Lumite, a textile mill. Unemployment across the county is low and barely changed from a year earlier, and the county has added jobs over the past year. The typical commute is moderate, and few people work from home.
Things to do. The Chenocetah Fire Tower, a tourist attraction, stands in or beside town. A short drive away are the rivers Nancy Town Creek and the Soque River. Farther afield, a longer drive brings you to Lake Lanier, a large reservoir, and to waterfalls such as Anna Ruby Falls and Toccoa Falls.
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- 1,246households
- 19%of adults have a degree
- 20%below the poverty line
- 23 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Banks County had 5,109 jobs in 2025, 4.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 30°; warmest in July, with highs near 86° and lows near 66°. About 1 inches of snow and 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cornelia weather station, 2 miles away (NOAA).
Largest workplaces in Banks County
- Banks County SchoolsSchool district447FTE
- WalmartWarehouse clubs and supercenters330
- LumiteTextile broadwoven fabrics mills153
- Magnolia Windows and DoorsWindows and window frames, vinyl, manufacturing104
- MPS Egg FarmsChicken egg production96
- Fieldale Farms - Bulk Feed DeliveryGrain hauling, local54
- Homer Hauling48
- Metro Site FabricatorsStructural steel, fabricated, manufacturing40
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 1,035 people in all across the county; Baldwin has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Ice stormsRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Baldwin’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Banks County and the Cornelia, GA metro.
Baldwin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Baldwin$287,140
- Georgia$329,115
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Baldwin8
Zip codes with a Baldwin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Baldwin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.