States · West Virginia · Monroe County

Ballard, West Virginia.

Typical home $203,137 (+4.8% in a year).

What it costs per month · Ballard $1,066/mo

to buy the typical home at today's mortgage rate — +$637 (+148%) since Jan 2020.

What the home itself did
1 year
Up $9,350 +5%
$193,787$203,137 since Sep 2025
5 years
Up $56,088 +38%
$147,049$203,137 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ballard $1,066 West Virginia $927 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ballard$1,066
  • West Virginia$927
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Ballard, WV rose 4.8% over the past year — faster than the nation's +1.2%.

Living in Ballard, Monroe County, West Virginia

The Census does not count Ballard on its own, so the figures here are Monroe County's. Half the county's households earn more than $56,750 a year and half less; 14% of the county's people live below the poverty line. 87% of the county's homes are lived in by their owners and 13% are rented. Unemployment in Monroe County was 4.2% in August 2026, and the county had 8.0% fewer jobs in 2025 than the year before. The most people in Monroe County work in schools and health care, then manufacturing.

People 12,000 about, in Monroe County: the Census does not count Ballard on its own
Household income $56,750 the median in Monroe County, give or take $5,967
Unemployment 4.2% Monroe County, August 2026; 6.1% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ballard is a small community in Monroe County, in the hill country of southeastern West Virginia. Across the county, the population is older than in most of the country, and most homes are lived in by their owners rather than renters. Incomes sit below the national typical level, and a larger share of residents live below the poverty line than across the country. Typical home values here are well below the national figure.

Work. Many residents work in schools, hospitals and social care, in manufacturing, in restaurants, hotels and entertainment, or in shops. Across the county, fewer jobs were available last year than the year before, though unemployment has eased since a year earlier. Few people work from home, and most commutes are long drives rather than short walks. Fewer adults hold a four-year degree than in most of the country.

Things to do. The Appalachian Trail, a long-distance footpath, is a longer drive away. The Greenbrier River, a river, is also a longer drive away, and the Bluestone Wildlife Management Area, a protected area, is a short drive away. Winters are cold with a fair amount of snow, summers are warm, and rain or melted snow falls through much of the year, so plan outings with the season in mind.

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  • 4,619households
  • 46.2median age
  • 15%of adults have a degree
  • 14%below the poverty line
  • 37 mintypical commute
  • 5%work from home

What people in Monroe County work in

  • Schools, hospitals and social care29%
  • Manufacturing20%
  • Restaurants, hotels and entertainment8%
  • Shops (retail)8%
  • Transport, warehouses and utilities7%
  • Building trades6%

Employed residents by industry, from the Census survey. Monroe County had 1,882 jobs in 2025, 8.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 25°; warmest in July, 85° and 64° 20° 40° 60° 80° J 42° 25° F M A M J J 85° 64° A S O N D
Average daily high and low for each month: coldest in January, 42° and 25°; warmest in July, 85° and 64° 20° 40° 60° 80° J 42° 25° F M A M J J 85° 64° A S O N D

Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 85° and lows near 64°. About 19 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Bluestone Lake weather station, 11 miles away (NOAA).

Largest workplaces in Monroe County

  1. Monroe County SchoolsSchool district253FTE
  2. Bureau of Prisons/federal Prison SystemFederal government · Department of Justice97
  3. Wvnh EMPNursing care facilities68

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 68 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Monroe County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County.

Ballard home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2019 2020 2021 2022 2023 2024 2025 2026 Ballard $203,137 West Virginia $176,576 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2020 2022 2024 2026
  • Ballard$203,137
  • West Virginia$176,576
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 5 5 2026 Ballard 5
5 5 5 2026
  • Ballard5

Zip codes with a Ballard address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ballard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ballard