Bancroft, Nebraska.
Typical home $167,527 (+12.0% in a year).
to buy the typical home at today's mortgage rate — +$555 (+171%) since Jan 2020.
- 1 year
- Up $18,010 +12%
- $149,517$167,527 since Sep 2025
- 5 years
- Up $52,415 +46%
- $115,112$167,527 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bancroft$879
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Bancroft, NE rose 12.0% over the past year — faster than the nation's +1.2%.
Living in Bancroft, Cuming County, Nebraska
Bancroft is a village of 496 people in Cuming County. Unemployment in Cuming County was 1.8% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bancroft is a very small village in Cuming County, Nebraska, the kind of place where residents tend to know one another. Winters are cold, with January the coldest month and a fair amount of snow, while summers turn warm, with July the hottest. Rain and melted snow come at a moderate level across the year. Homes here cost less than in many parts of the country, and few residents live below the poverty line.
Work. Most residents work in schools, hospitals and social care, with manufacturing, wholesale and other services also providing jobs. Across Cuming County, some of the largest workplaces are Franciscan Healthcare, West Point Dairy Products and West Point Public Schools. Unemployment in the county is low and has barely changed over the past year, and the county has added jobs. Commutes are fairly short, and very few people work from home.
Things to do. The John G. Neihardt State Historic Site is a protected area in or beside town. A longer drive away are Lewis and Clark State Park, a protected area, and the Swedish Heritage Center, a museum. Schneider's Opera House, a theatre, is also a longer drive away.
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- 272households
- 25%of adults have a degree
- 5%below the poverty line
- 23 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Cuming County had 3,865 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 11°; warmest in July, with highs near 87° and lows near 64°. About 32 inches of snow and 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Walthill 1E weather station, 11 miles away (NOAA).
Largest workplaces in Cuming County
- Franciscan HealthcareCritical access hospital180FTE
- West Point Dairy ProductsCreamery butter manufacturing140
- West Point Public SchoolsSchool district139FTE
- Wisner-pilger Public SchoolsSchool district84FTE
- Valmont Industries69
- Bancroft-rosalie Comm SchoolsSchool district60FTE
- Hy-VeeSupermarkets and other grocery except convenience stores33
- North American Truck & TrailerTruck trailer merchant wholesalers33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 592 people in all across the county; Bancroft has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- TornadoesVery high
- DroughtRelatively high
- Ice stormsRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bancroft’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cuming County.
Bancroft home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bancroft$167,527
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Bancroft address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bancroft — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.