Bardwell, Kentucky.
Typical home $122,547 (+4.4% in a year).
to buy the typical home at today's mortgage rate — +$388 (+152%) since Jan 2020.
- 1 year
- Up $5,206 +4%
- $117,341$122,547 since Sep 2025
- 5 years
- Up $36,954 +43%
- $85,592$122,547 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bardwell$643
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Bardwell, KY rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Bardwell, Carlisle County, Kentucky
Bardwell is a city of 714 people in Carlisle County. Unemployment in Carlisle County was 4.2% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Carlisle County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bardwell is a small city and the seat of Carlisle County, Kentucky, with a population too small to fill more than a handful of streets. Homes here are inexpensive compared with much of the country. Winters are cold, with January the coldest month, and summers turn hot, with July the warmest.
Work. Many residents work in schools, hospitals and social care, with manufacturing, retail and the building trades also employing people who live here. Across Carlisle County, the largest workplaces are Carlisle County Schools and Clearview Healthcare, a nursing home operator. Few adults hold a four-year degree, and the typical commute is longer than in many towns.
Things to do. Close to Bardwell, Wickliffe Mounds is an archaeological site a short drive away, and Columbus-Belmont State Park, which has a museum, is also a short drive. Fort Jefferson, a fort site, is another short drive from town. For a longer outing, the Tennessee River is a longer drive away.
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- 10%of adults have a degree
- 31 mintypical commute
What people in Carlisle County work in
Employed residents by industry, from the Census survey. Carlisle County had 1,054 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 90° and lows near 69°.
Average daily high and low, 1991–2020, at the Bardwell East weather station, under a mile away (NOAA).
Largest workplaces in Carlisle County
- Carlisle County SchoolsSchool district130FTE
- Clearview HealthcareNursing homes82
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 82 people in all across the county; Bardwell has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windRelatively high
- EarthquakesRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bardwell’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carlisle County.
Bardwell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bardwell$122,547
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Bardwell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bardwell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.