Bartlett, Tennessee.
Typical home $318,202 (-1.0% in a year), asking rent $1,858 (-1.6%). Memphis, TN-MS-AR metro.
to buy the typical home at today's mortgage rate — +$862 (+107%) since Jan 2020.
- 1 year
- Down $3,184 -1%
- $321,386$318,202 since Sep 2025
- 5 years
- Up $39,419 +14%
- $278,783$318,202 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bartlett$1,670
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Bartlett, TN fell 1.0% over the past year — slower than the nation's +1.2%.
Asking rents in Bartlett, TN fell 1.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Bartlett runs $411/mo more than renting one. The gap peaked at $622 in Oct 2023.
That is $2,269 a month against $1,858 rent: a $1,670 mortgage payment, plus $259 property tax and $341 insurance & upkeep.
Owning vs renting — Bartlett
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,269
- Renting$1,858
- Mortgage only$1,670
Property tax · $259/mo 0.98% of value a year — the ACS 2020-2024 median bill over the median home value for Shelby County, TN
Insurance & upkeep · $341/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Bartlett, Shelby County, Tennessee
Bartlett is a city of 57,786 people in Shelby County. Half its households earn more than $102,070 a year and half less, against $63,767 across Shelby County; 5% of its people live below the poverty line. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Bartlett was 3.9% in August 2026, and Shelby County had 2.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bartlett is a city in Shelby County where most homes are lived in by their owners, and far more so than across the county. Households here earn well above the county's typical income, and fewer people live below the poverty line than in the county as a whole. Residents tend to be somewhat older than in many American towns, and a good share of adults hold a four-year degree. Winters are cool, with the coldest days in January, summers are hot, snow is rare, and the year brings plenty of rain.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, manufacturing and shops. Among the largest workplaces in Bartlett are Bartlett Schools, St. Francis Bartlett Medical Center and Engineered Medical Systems. The commute is of middling length, and a modest share of people work from home. Jobs across Shelby County dipped slightly last year, and unemployment in Bartlett has edged up compared with a year earlier.
Things to do. Shelby Farms, a large park, is a short drive away and gives room for walking and time outdoors. Memphis International Raceway, a race track, is also a short drive off. For a longer outing, the Memphis Zoo and the National Civil Rights Museum are a longer drive away, both in Memphis.
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- 20,051households
- 36%of adults have a degree
- 5%below the poverty line
- 24 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Shelby County had 471,160 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 30°; warmest in July, with highs near 91° and lows near 71°. About 3 inches of snow and 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Memphis Weather Office weather station, 7 miles away (NOAA).
Largest workplaces in Bartlett
- Bartlett SchoolsSchool district1,037FTE
- City of BartlettMayor's offices710
- Varsity Spirit WarehouseWarehousing and storage, general merchandise664
- Gyrus ACMIOptical instrument repair and maintenance services426
- St. Francis Bartlett MED CTRGeneral hospital419FTE
- Engineered Medical SystemsInstruments, mechanical microsurgical, manufacturing285
- UPSCouriers and express delivery services248
- KeleAir-conditioning equipment merchant wholesalers237
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 40 workplaces with 20 or more staff, 5,086 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Earthquakesrelatively high in parts of BartlettRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bartlett’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shelby County and the Memphis, TN-MS-AR metro.
Bartlett home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bartlett$318,202
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Bartlett listings, and the typical home goes pending in 29 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bartlett33.70%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Bartlett29
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bartlett245
New listings per month
Sellers arriving at the market.
- Bartlett68
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Bartlett$317,056
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Bartlett98.62%
Zip codes with a Bartlett address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bartlett — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Bartlett
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 38134 | Memphis | 43,947 | $1,206 | $222,769 |
| 38135 | Memphis | 30,317 | $1,799 | $294,757 |
| 38133 | Memphis | 21,278 | $1,648 | $271,021 |