States · North Dakota · Golden Valley County

Beach, North Dakota.

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What it costs per month · Beach $1,526/mo

to buy the typical home at today's mortgage rate — +$698 (+84%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 North Dakota $1,526 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • North Dakota$1,526
  • United States$1,922

Living in Beach, Golden Valley County, North Dakota

Beach is a city of 981 people in Golden Valley County. Half its households earn more than $62,560 a year and half less, against $68,021 across Golden Valley County; 26% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Golden Valley County was 2.3% in August 2026, and the county had 2.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then farming.

People 981 in the 2020 census
Household income $62,560 the median, give or take $6,380 · Golden Valley County: $68,021
Unemployment 2.3% Golden Valley County, August 2026; 2.5% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Beach is a small city in the western part of North Dakota, in Golden Valley County. Most homes are lived in by their owners, and incomes run a little below the county's. Winters are cold, with January the coldest month, and summers are warm, with August the warmest; the year brings fairly little rain and melted snow.

Work. Many residents work in schools, hospitals and social care, followed by farming, forestry and mining, government, and shops. Across Golden Valley County, the largest workplace is the Beach 3 Schools district. Unemployment in the county is low and about where it stood a year ago, though there are somewhat fewer jobs there than the year before.

Things to do. Theodore Roosevelt National Park is the best known place nearby, a national park a longer drive away. Also a longer drive away are Little Missouri National Grassland, a protected area, and the Theodore Roosevelt Presidential Library, a museum.

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  • 401households
  • 28%of adults have a degree
  • 26%below the poverty line
  • 0%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Farming, forestry and mining15%
  • Government9%
  • Shops (retail)8%
  • Banks, insurance and property8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Golden Valley County had 627 jobs in 2025, 2.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 6°; warmest in August, 85° and 54° 0° 20° 40° 60° 80° J 27° 6° F M A M J J A 85° 54° S O N D
Average daily high and low for each month: coldest in January, 27° and 6°; warmest in August, 85° and 54° 0° 20° 40° 60° 80° J 27° 6° F M A M J J A 85° 54° S O N D

Coldest in January, with highs near 27° and lows near 6°; warmest in August, with highs near 85° and lows near 54°. About 16 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Beach weather station, under a mile away (NOAA).

Largest workplaces in Golden Valley County

  1. Beach 3 SchoolsSchool district63FTE

School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Winter weatherVery high
  3. Strong windVery high
  4. HailRelatively high
  5. Ice stormsRelatively high
  6. WildfireRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Beach’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Golden Valley County.

Beach home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Sellers are cutting prices on about 1 in 3 Beach listings — the market is roughly in balance.

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2026 Beach 18
5 10 15 2026
  • Beach18

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Beach address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.