Bedford, Pennsylvania.
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to buy the typical home at today's mortgage rate — +$793 (+111%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pennsylvania$1,507
- United States$1,922
Living in Bedford, Bedford County, Pennsylvania
Bedford is a borough of 2,865 people in Bedford County. 48% of its homes are lived in by their owners and 52% are rented. Unemployment in Bedford County was 3.7% in August 2026, and the county had 1.5% fewer jobs in 2025 than the year before. The most people in Bedford County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bedford is a small borough in the Pennsylvania hills, and its people skew older than the national picture. Fewer households own their homes here than across much of the country, so renting is common alongside owning. Winters are cold and snowy, with January the coldest month, and summers are warm in July, with a good deal of rain and melted snow through the year.
Work. Most residents work in schools, hospitals and social care, with shops, manufacturing and the building trades close behind. Across Bedford County, some of the largest workplaces are Omni Bedford Springs, JLG and Creative Pultrusions. Commutes are short, few people work from home, and a four-year degree is less common among adults than in many places. Unemployment across the county has eased over the past year, though the county has fewer jobs than it did a year earlier.
Things to do. History is close at hand: Fort Bedford is a museum in or beside town, and The Coffee Pot, a well-known roadside tourist attraction, is nearby too. For time outdoors, Shawnee State Park is a protected area a short drive away. Flight 93 National Memorial is a protected area and a longer drive away.
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- 1,429households
- 18%of adults have a degree
- 12%below the poverty line
- 15 mintypical commute
- 6%work from home
What people in Bedford County work in
Employed residents by industry, from the Census survey. Bedford County had 16,405 jobs in 2025, 1.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 19°; warmest in July, with highs near 86° and lows near 60°. About 38 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wolfsburg weather station, 2 miles away (NOAA).
Largest workplaces in Bedford County
- WalmartRefrigerated warehousing and storage968
- Omni Bedford SpringsHotels with golf courses, tennis courts, and/or other health spa facilities508
- New Enterprise Stone Lime CoIncHighway street and bridge construction502
- REIGeneral warehousing and storage279
- Creative PultrusionsSheet, laminated plastics, manufacturing266
- JLGAerial work platforms manufacturing240
- JLGAerial work platforms manufacturing237
- Upmc BedfordGeneral hospital231FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 38 workplaces with 20 or more staff, 5,358 people in all across the county; Bedford has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bedford’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bedford County.
Bedford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 4 Bedford listings — the market is cooling.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bedford24.29%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bedford35
New listings per month
Sellers arriving at the market.
- Bedford14
Zip codes with a Bedford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bedford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.