Belding, Michigan.
Typical home $271,757 (+7.1% in a year). Grand Rapids-Kentwood, MI metro.
to buy the typical home at today's mortgage rate — +$847 (+146%) since Jan 2020.
- 1 year
- Up $17,941 +7%
- $253,817$271,757 since Sep 2025
- 5 years
- Up $69,595 +34%
- $202,163$271,757 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belding$1,426
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Belding, MI rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Belding, Ionia County, Michigan
Belding is a city of 5,938 people in Ionia County. Half its households earn more than $60,373 a year and half less, against $75,611 across Ionia County; 16% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Ionia County was 4.3% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belding is a small city on the Flat River in Ionia County, Michigan, where most homes are lived in by their owners. Residents are somewhat younger than in many small towns, though household incomes run below the county's and a larger share of people live below the poverty line than most would expect in a place this size. Winters are cold and very snowy, summers are warm, and rain and melted snow fall fairly evenly through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Among the largest workplaces in Belding are the Belding Area School District, Intersect Healthcare of Belding and Granco Clark, which makes industrial heat treating ovens. A four-year degree is held by fewer adults than in much of the country, and almost everyone travels to work rather than working from home, with a commute that is fairly long.
Things to do. The Flat River and Murray Lake are both a short drive away, for time on the water or along the shore. A longer drive brings Frederik Meijer Gardens & Sculpture Park, a botanical garden, and the Gerald R. Ford Presidential Museum, a museum. The North Country Trail, also a longer drive away, offers walking on a long-distance trail.
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- 2,157households
- 17%of adults have a degree
- 16%below the poverty line
- 28 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Ionia County had 18,832 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 13°; warmest in July, with highs near 84° and lows near 56°. About 73 inches of snow and 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greenville Nne weather station, 7 miles away (NOAA).
Largest workplaces in Belding
- Belding Area School DistrictSchool district229FTE
- Intersect Healthcare of BeldingSkilled nursing facilities124
- Granco ClarkHeat treating ovens, industrial process-type, manufacturing92
- Burggrabe MasonryMasonry contractors72
- D&R Fabrication DBA: Belding Tank TechnologiesTanks, storage, plastics or fiberglass, manufacturing71
- Flat River Group MAINToys merchant wholesalers45
- Leppinks BeldingSupermarkets44
- BeldingMail and parcel delivery21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 469 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windrelatively high in parts of BeldingRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belding’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ionia County and the Grand Rapids-Kentwood, MI metro.
Belding home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belding$271,757
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 5 Belding listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Belding21.77%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Belding31
New listings per month
Sellers arriving at the market.
- Belding15
Zip codes with a Belding address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belding — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.