Belgrade, Minnesota.
Typical home $184,877 (+2.0% in a year). St. Cloud, MN metro.
to buy the typical home at today's mortgage rate — +$542 (+127%) since Jan 2020.
- 1 year
- Up $3,565 +2%
- $181,312$184,877 since Sep 2025
- 5 years
- Up $36,204 +24%
- $148,672$184,877 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belgrade$970
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Belgrade, MN rose 2.0% over the past year — faster than the nation's +1.2%.
Living in Belgrade, Stearns County, Minnesota
Belgrade is a city of 738 people in Stearns County. Half its households earn more than $51,103 a year and half less, against $77,066 across Stearns County; 17% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Stearns County was 4.8% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belgrade is a very small city in Stearns County, one of the smaller towns in the area. Residents are somewhat younger than in many small towns, and most homes are lived in by their owners. Incomes run well below the county's, and a good number of households live below the poverty line.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in farming. The largest workplaces in town include the Belgrade-Brooten-Elrosa School District and the Belgrade Nursing Home, along with Menards. Most people travel a moderate distance to work, and very few work from home.
Things to do. Crow Lake sits in or beside town, and Hystad Lake and Andrew Lake are a short drive away for time on the water. Sibley State Park, a protected area, is also a short drive away. Winters are cold and snowy, summers are warm, and the year brings a fair amount of rain.
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- 333households
- 19%of adults have a degree
- 17%below the poverty line
- 20 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Stearns County had 87,420 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 20° and lows near 1°; warmest in July, with highs near 82° and lows near 61°. About 50 inches of snow and 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the New London weather station, 10 miles away (NOAA).
Largest workplaces in Belgrade
- Belgrade-brooten-elrosa School DistSchool district111FTE
- Belgrade Nursing HomeHomes for the aged with nursing care49
- Menards"showcase, partition, shelving, and locker manufacturing"38
- City of BelgradeGeneral public administration36
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 123 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- HailRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belgrade’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stearns County and the St. Cloud, MN metro.
Belgrade home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belgrade$184,877
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Belgrade address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belgrade — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.