Bell Buckle, Tennessee.
Typical home $432,336 (+0.6% in a year). Shelbyville, TN metro.
to buy the typical home at today's mortgage rate — +$1,291 (+132%) since Jan 2020.
- 1 year
- Up $2,762 +1%
- $429,574$432,336 since Sep 2025
- 5 years
- Up $91,241 +27%
- $341,096$432,336 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bell Buckle$2,269
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Bell Buckle, TN rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Bell Buckle, Bedford County, Tennessee
Bell Buckle is a town of 410 people in Bedford County. Unemployment in Bedford County was 3.6% in August 2026, and the county had 6.8% fewer jobs in 2025 than the year before. The most people in Bedford County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bell Buckle is a very small town in Bedford County, Tennessee, home to far fewer people than most places. Homes here are valued well above what is typical across the county, and the incomes in Bedford County as a whole run on the modest side. Winters are cold but not severe, with the coldest weather in January, and summers are warm, with July the warmest month. Rain and melted snow fall steadily through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. A good number work from home. Across Bedford County, the largest workplaces include Bedford County Schools, Tyson Farms and Cooper Steel. Jobs across the county were fewer last year than the year before, while unemployment has stayed close to where it stood a year earlier.
Things to do. The Tennessee Walking Horse National Museum is a short drive away. A longer drive brings you to Duck River, a river good for time outdoors, and to Stones River National Battlefield, an archaeological site of Civil War history. Henry Horton State Park, a protected area, is also a longer drive from town.
Report a mistake
- 19%work from home
What people in Bedford County work in
Employed residents by industry, from the Census survey. Bedford County had 16,906 jobs in 2025, 6.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 28°; warmest in July, with highs near 82° and lows near 67°. About 60 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wartrace 6E weather station, 8 miles away (NOAA).
Largest workplaces in Bedford County
- Bedford County SchoolsSchool district1,360FTE
- Tyson FarmsPoultry processing1,349
- WalmartRefrigerated warehousing and storage730
- Big G ExpressGeneral freight trucking, long-distance, truckload682
- Cooper SteelBuildings, prefabricated metal, manufacturing503
- Newell BrandsPens manufacturing315
- WalmartWarehouse clubs and supercenters302
- Vanderbilt Bedford County HospitalGeneral hospital240FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 6,779 people in all across the county; Bell Buckle has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- EarthquakesRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bell Buckle’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bedford County and the Shelbyville, TN metro.
Bell Buckle home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bell Buckle$432,336
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Bell Buckle listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bell Buckle34.77%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bell Buckle37
New listings per month
Sellers arriving at the market.
- Bell Buckle7
Zip codes with a Bell Buckle address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bell Buckle — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.