Bella Vista, Arkansas.
Typical home $357,432 (+1.7% in a year), asking rent $1,939 (+3.3%). Fayetteville-Springdale-Rogers, AR metro.
to buy the typical home at today's mortgage rate — +$1,130 (+151%) since Jan 2020.
- 1 year
- Up $6,060 +2%
- $351,371$357,432 since Sep 2025
- 5 years
- Up $85,941 +32%
- $271,490$357,432 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bella Vista$1,876
- Arkansas$1,177
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Bella Vista, AR rose 1.7% over the past year — faster than the nation's +1.2%.
Asking rents in Bella Vista, AR rose 3.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Bella Vista runs $488/mo more than renting one. The gap peaked at $736 in Oct 2023.
That is $2,427 a month against $1,939 rent: a $1,876 mortgage payment, plus $168 property tax and $383 insurance & upkeep.
Owning vs renting — Bella Vista
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,427
- Renting$1,939
- Mortgage only$1,876
Property tax · $168/mo 0.56% of value a year — the ACS 2020-2024 median bill over the median home value for Benton County, AR
Insurance & upkeep · $383/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Bella Vista, Benton County, Arkansas
Bella Vista is a city of 30,104 people in Benton County. Half its households earn more than $88,055 a year and half less, against $93,506 across Benton County; 4% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Bella Vista was 3.5% in August 2026, and Benton County had 4.2% more jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bella Vista is an older town, with residents who are on the whole older than in most places, and nearly everyone owns the home they live in. Incomes sit a little below the county's, and few households live below the poverty line. A good share of adults hold a four-year degree, and winters are cool and fairly mild, with some snow, while summers turn hot and the year brings a fair amount of rain.
Work. Many residents work in shops, in schools, hospitals and social care, in professional and business services, and in restaurants, hotels and entertainment. Harp's Food Store and Republic Services of Bella Vista are among the largest workplaces in town. Unemployment is lower than a year ago, and across Benton County there are more jobs than there were the year before. Commutes are fairly long, and a good number of people work from home.
Things to do. Lake Windsor, a reservoir, and Lake Ann are both in or beside town, along with Tanyard Creek, a small river, for time on the water. A short drive away, Crystal Bridges Museum of American Art is one of the best known places for art in the region. Jacobs Cavern, an archaeological site, is also a short drive away.
Report a mistake
- 13,435households
- 42%of adults have a degree
- 4%below the poverty line
- 28 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Benton County had 150,665 jobs in 2025, 4.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 24°; warmest in August, with highs near 90° and lows near 65°. About 10 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bentonville South weather station, 10 miles away (NOAA).
Largest workplaces in Bella Vista
- Harp's Food StoreRetail grocery102
- WPS DeliveryFedex56
- Republic Services of Bella VistaGarbage collection services43
- THE HighlandsMail and parcel delivery22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 223 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Winter weatherRelatively high
- LightningRelatively high
- Heat wavesrelatively high in parts of Bella VistaRelatively moderate
- Strong windrelatively high in parts of Bella VistaRelatively moderate
- Inland floodingrelatively high in parts of Bella VistaRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bella Vista’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Benton County and the Fayetteville-Springdale-Rogers, AR metro.
Bella Vista home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bella Vista$357,432
- Arkansas$224,158
- United States$366,157
Sellers are cutting prices on about 1 in 3 Bella Vista listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bella Vista38.66%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bella Vista430
New listings per month
Sellers arriving at the market.
- Bella Vista101
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Bella Vista$347,659
- United States$371,407
Zip codes with a Bella Vista address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bella Vista — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Bella Vista
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 72715 | Bella Vista | 17,288 | $1,938 | $358,968 |
| 72714 | Bella Vista | 14,350 | $1,904 | $353,843 |