Belleville, Illinois.
Typical home $159,308 (+0.9% in a year), asking rent $1,120 (+2.9%). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$432 (+107%) since Jan 2020.
- 1 year
- Up $1,427 +1%
- $157,881$159,308 since Sep 2025
- 5 years
- Up $27,184 +21%
- $132,124$159,308 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belleville$836
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Belleville, IL rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Belleville, IL rose 2.9% over the past year — in step with the nation.
Owning the typical home in Belleville runs $157/mo more than renting one. The gap peaked at $278 in Oct 2023.
That is $1,277 a month against $1,120 rent: a $836 mortgage payment, plus $270 property tax and $171 insurance & upkeep.
Owning vs renting — Belleville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,277
- Renting$1,120
- Mortgage only$836
Property tax · $270/mo 2.03% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Clair County, IL
Insurance & upkeep · $171/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Belleville, St. Clair County, Illinois
Belleville is a city of 42,404 people in St. Clair County. Half its households earn more than $63,535 a year and half less, against $73,854 across St. Clair County; 15% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Belleville was 4.1% in August 2026, and St. Clair County had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belleville is a city where incomes run below the county's and a good share of residents live below the poverty line, though most homes are lived in by their owners. Typical home values and rents are modest, and residents are of an age close to that of the country as a whole. Winters are cold, with January highs staying well above freezing but lows dropping below it, and summers turn hot by July. Snow falls a little each year, and the town gets a fair amount of rain across the seasons.
Work. Many residents work in schools, hospitals and social care, with shops, professional and business services, and restaurants and hotels also employing a lot of people. Among the largest workplaces in Belleville are Memorial Hospital, Belleville Schools and Empire Comfort Systems. Unemployment has eased compared with a year ago, though St. Clair County has seen slightly fewer jobs than the year before. A four-year degree is held by a smaller share of adults than in many places, and the typical commute is of moderate length, with some people working from home.
Things to do. A longer drive brings you to some of the region's best known places. Gateway Arch National Park is a national park along the river, and Cahokia is an archaeological site that tells of the area's earliest cities. The Saint Louis Zoo is also a longer drive away, and it suits a day out with family.
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- 17,646households
- 28%of adults have a degree
- 15%below the poverty line
- 25 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Clair County had 89,192 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 24°; warmest in July, with highs near 90° and lows near 68°. About 11 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Belleville Siu Rsch weather station, 8 miles away (NOAA).
Largest workplaces in Belleville
- Memorial HospitalGeneral hospital1,573FTE
- Belleville SD 118School district433FTE
- Belleville Twp HSD 201School district423FTE
- Professional Therapy ServicesPhysical therapy offices347
- Empire Comfort SystemsGas fireplaces manufacturing323
- Belleville Shoe Manufacturing CompanyFootwear, men's, manufacturing260
- Belleville Area Special Services SchoolsSchool district239FTE
- Permobil (ROHO, Inc.)Neoprene manufacturing190
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 44 workplaces with 20 or more staff, 6,238 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- EarthquakesRelatively high
- Cold wavesRelatively high
- Hailrelatively high in parts of BellevilleRelatively moderate
- Ice stormsRelatively moderate
- Lightningrelatively high in parts of BellevilleRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belleville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the St. Louis, MO-IL metro.
Belleville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belleville$159,308
- Illinois$295,943
- United States$366,157
Sellers are cutting prices on about 1 in 3 Belleville listings, and the typical home goes pending in 15 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Belleville31.61%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Belleville15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Belleville262
New listings per month
Sellers arriving at the market.
- Belleville85
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Belleville$172,359
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Belleville98.36%
Zip codes with a Belleville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belleville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Belleville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 62221 | Belleville | 29,875 | $1,229 | $250,850 |
| 62226 | Belleville | 28,255 | $1,244 | $182,360 |
| 62220 | Belleville | 19,152 | $1,052 | $153,051 |
| 62223 | Belleville | 16,269 | $1,393 | $180,196 |