Belleville, Michigan.
Typical home $308,292 (+4.3% in a year), asking rent $1,439 (+10.2%). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$809 (+100%) since Jan 2020.
- 1 year
- Up $12,713 +4%
- $295,580$308,292 since Sep 2025
- 5 years
- Up $39,732 +15%
- $268,560$308,292 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belleville$1,618
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Belleville, MI rose 4.3% over the past year — faster than the nation's +1.2%.
Asking rents in Belleville, MI rose 10.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Belleville runs $927/mo more than renting one. The gap peaked at $931 in Apr 2025.
That is $2,366 a month against $1,439 rent: a $1,618 mortgage payment, plus $418 property tax and $330 insurance & upkeep.
Owning vs renting — Belleville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,366
- Renting$1,439
- Mortgage only$1,618
Property tax · $418/mo 1.63% of value a year — the ACS 2020-2024 median bill over the median home value for Wayne County, MI
Insurance & upkeep · $330/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Belleville, Wayne County, Michigan
Belleville is a city of 4,008 people in Wayne County. Half its households earn more than $62,991 a year and half less, against $60,539 across Wayne County; 6% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Wayne County was 6.9% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Wayne County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belleville is a small city in Wayne County, with a population on the older side and incomes a little above the county's. Slightly more homes are lived in by their owners than rented, and poverty is lower than many places. Winters are cold and summers warm, with a steady mix of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing many. Among the largest workplaces in Belleville are Van Buren Public Schools, the Federal Aviation Administration and Davenport Brothers Construction. Many people drive a fair way to their jobs, and a good number work from home. Unemployment across Wayne County has risen over the past year.
Things to do. The Michigan Flight Museum sits in or beside town, and Ford Lake, a reservoir, is a short drive away. For a day out, Detroit has the Detroit Institute of Arts, a museum, and Comerica Park, a stadium, both a longer drive away.
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- 1,862households
- 35%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 24%work from home
What people in Wayne County work in
Employed residents by industry, from the Census survey. Wayne County had 721,389 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 20°; warmest in July, with highs near 86° and lows near 63°. About 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Detroit Willow Run Airport weather station, 3 miles away (NOAA).
Largest workplaces in Belleville
- Van Buren Public SchoolsSchool district560FTE
- Federal Aviation AdministrationFederal government · Department of Transportation144
- Davenport Brothers ConstructionCabin construction general contractors30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 30 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belleville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wayne County and the Detroit-Warren-Dearborn, MI metro.
Belleville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belleville$308,292
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 4 Belleville listings, and the typical home goes pending in 14 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Belleville27.19%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Belleville14
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Belleville111
New listings per month
Sellers arriving at the market.
- Belleville44
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Belleville$310,848
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Belleville99.26%
Zip codes with a Belleville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belleville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.