Beloit, Kansas.
Typical home $141,334 (-5.2% in a year).
to buy the typical home at today's mortgage rate — +$376 (+103%) since Jan 2020.
- 1 year
- Down $7,749 -5%
- $149,084$141,334 since Sep 2025
- 5 years
- Up $23,309 +20%
- $118,025$141,334 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Beloit$742
- Kansas$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Beloit, KS fell 5.2% over the past year — slower than the nation's +1.2%.
Living in Beloit, Mitchell County, Kansas
Beloit is a city of 3,404 people in Mitchell County. Half its households earn more than $52,114 a year and half less, against $64,246 across Mitchell County; 18% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Mitchell County was 4.1% in August 2026, and the county had 2.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Beloit is a small city and the seat of Mitchell County in north central Kansas. The population is on the older side, with a median age above that of the country as a whole, and incomes run below the county's. Most homes are lived in by their owners, and a typical home costs well under what it does in much of the country. Winters are cold and summers are hot, with some snow in the colder months and moderate rain and melted snow across the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, manufacturing and the building trades. Among the largest workplaces in Beloit are Beloit Schools, North Central Kansas Technical College and Finn-Kool. Unemployment in the county is a little lower than a year ago, though the county has fewer jobs than it did the year before, and only a small share of people work from home.
Things to do. Waconda Lake, a reservoir, is the best known place nearby and is a longer drive away, as are the North Fork Solomon River and the Jamestown Wildlife Area, a protected area. For something indoors, the Brown Grand Theatre is also a longer drive away. The area suits people who enjoy open country and water, and who don't mind driving to get there.
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- 1,455households
- 23%of adults have a degree
- 18%below the poverty line
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Mitchell County had 3,065 jobs in 2025, 2.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 17°; warmest in July, with highs near 92° and lows near 68°. About 16 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Beloit weather station, under a mile away (NOAA).
Largest workplaces in Beloit
- Beloit SchoolsSchool district195FTE
- North Central Kansas Technical CollegeTwo-year college117
- Finn-KoolManufacturing48
- Carrico Implement Company, Inc. BeloitTractors, farm and garden, merchant wholesalers41
- Landoll Company, LLC - ICONPlows, farm-type, manufacturing36
- Central Valley AgFarm supplies merchant wholesalers28
- Rolling Hills Electric CooperativeDistribution of electric power24
- Nutrien Ag SolutionsFarm supplies merchant wholesalers20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 197 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Ice stormsVery high
- Strong windVery high
- Winter weatherVery high
- TornadoesVery high
- LightningVery high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Beloit’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mitchell County.
Beloit home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Beloit$141,334
- Kansas$246,055
- United States$366,157
Sellers are cutting prices on about 1 in 5 Beloit listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Beloit19.38%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Beloit29
New listings per month
Sellers arriving at the market.
- Beloit7
Zip codes with a Beloit address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Beloit — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.