Belton, Kentucky.
Typical home $138,201 (-6.8% in a year). Central City, KY metro.
to buy the typical home at today's mortgage rate — +$361 (+99%) since Jan 2020.
- 1 year
- Down $10,012 -7%
- $148,213$138,201 since Sep 2025
- 5 years
- Up $20,145 +17%
- $118,055$138,201 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belton$725
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Belton, KY fell 6.8% over the past year — slower than the nation's +1.2%.
Living in Belton, Muhlenberg County, Kentucky
The Census does not count Belton on its own, so the figures here are Muhlenberg County's. Half the county's households earn more than $51,927 a year and half less; 18% of the county's people live below the poverty line. 79% of the county's homes are lived in by their owners and 21% are rented. Unemployment in Muhlenberg County was 4.9% in August 2026, and the county had 3.0% fewer jobs in 2025 than the year before. The most people in Muhlenberg County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belton is a community in Muhlenberg County, in western Kentucky, a county with a long history of coal mining. Winters are cold and bring only light snow, summers are hot, and rain is more plentiful than in most of the country. Across the county, most homes are lived in by their owners, and residents are older on average than across the country as a whole.
Work. Across Muhlenberg County, many people work in schools, hospitals and social care, manufacturing, shops, or the building trades, and few work from home. Unemployment is lower than it was a year earlier, though the county had fewer jobs than the year before. Fewer adults hold a four-year degree than across most of the country, and incomes and home values sit below national norms.
Things to do. Indian Knoll, an archaeological site, and Lake Malone State Park, a protected area, are both a short drive away, and Lake Malone, a lake, is close by as well. A longer drive takes you to the Jefferson Davis State Historic Site, a protected area, and the South Union Shaker Center House and Preservatory, a museum.
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- 12,123households
- 43.2median age
- 15%of adults have a degree
- 18%below the poverty line
- 27 mintypical commute
- 4%work from home
What people in Muhlenberg County work in
Employed residents by industry, from the Census survey. Muhlenberg County had 7,845 jobs in 2025, 3.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 24°; warmest in July, with highs near 89° and lows near 65°. About 4 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rochester Ferry weather station, 8 miles away (NOAA).
Largest workplaces in Muhlenberg County
- Muhlenberg County SchoolsSchool district695FTE
- Muhlenberg Community HospitalGeneral hospital388FTE
- WalmartWarehouse clubs and supercenters279
- Plastic Products Co., Inc. - GreenvilleBowls and bowl covers, plastics, manufacturing109
- Maple Health and RehabilitationHomes for the elderly with nursing care106
- Dyno NobelMannitol hexanitrate explosive materials manufacturing86
- Cal-Maine FoodsChicken egg production78
- Kroger Louisville KMASupermarkets and other grocery except convenience stores60
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,387 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- DroughtRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Muhlenberg County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Muhlenberg County and the Central City, KY metro.
Belton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belton$138,201
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Belton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.