Bemus Point, New York.
Typical home $352,467 (+4.5% in a year). Jamestown-Dunkirk-Fredonia, NY metro.
to buy the typical home at today's mortgage rate — +$1,113 (+151%) since Jan 2020.
- 1 year
- Up $15,123 +4%
- $337,343$352,467 since Sep 2025
- 5 years
- Up $91,756 +35%
- $260,711$352,467 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bemus Point$1,850
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Bemus Point, NY rose 4.5% over the past year — faster than the nation's +1.2%.
Living in Bemus Point, Chautauqua County, New York
Bemus Point is a village of 306 people in Chautauqua County. Unemployment in Chautauqua County was 4.6% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Chautauqua County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bemus Point is a very small village on the shore of Chautauqua Lake, and it is home to few people compared with most places in New York. Winters are cold and snowy, with January the coldest month, while summers are pleasantly warm, with July the warmest. Homes here are valued well above what is typical for the county, and the county's household incomes are modest by comparison.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops, and restaurants, hotels and entertainment. Across Chautauqua County, some of the largest workplaces are Cummins, which makes diesel engines, the Jamestown City School District, and SUNY at Fredonia. Jobs across the county slipped slightly last year, and unemployment is about where it was a year earlier. The typical trip to work is short.
Things to do. Much of the village life centers on Chautauqua Lake, which sits in or beside town, and Long Point State Park on Lake Chautauqua is a protected shoreline area right alongside it. A short drive away are Palestine Park, a park, and the Lucille Ball-Desi Arnaz Center, a museum devoted to the television stars. Together they give a mix of time by the water and an afternoon indoors.
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- 11%below the poverty line
- 15 mintypical commute
What people in Chautauqua County work in
Employed residents by industry, from the Census survey. Chautauqua County had 45,974 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 16°; warmest in July, with highs near 80° and lows near 57°. About 98 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jamestown Ene weather station, 12 miles away (NOAA).
Largest workplaces in Chautauqua County
- CumminsEngines, diesel and semidiesel, manufacturing1,431
- Jamestown City School DistrictSchool district882FTE
- Nestle Purina Petcare CompanyFeeds, prepared for dog and cat, manufacturing800
- SUNY at FredoniaUniversity or college786
- Upmc Chautauqua at WCAGeneral hospital711FTE
- SKF GlobalBall bearing manufacturer444
- WalmartWarehouse clubs and supercenters403
- Jamestown Community CollegeTwo-year college360
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 115 workplaces with 20 or more staff, 12,415 people in all across the county; Bemus Point has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- LightningRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bemus Point’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chautauqua County and the Jamestown-Dunkirk-Fredonia, NY metro.
Bemus Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bemus Point$352,467
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 3 Bemus Point listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bemus Point32.43%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bemus Point27
New listings per month
Sellers arriving at the market.
- Bemus Point9
Zip codes with a Bemus Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bemus Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.