Bernalillo, New Mexico.
Typical home $341,421 (+0.4% in a year). Albuquerque, NM metro.
to buy the typical home at today's mortgage rate — +$966 (+117%) since Jan 2020.
- 1 year
- Up $1,521 +0%
- $339,900$341,421 since Sep 2025
- 5 years
- Up $65,264 +24%
- $276,156$341,421 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bernalillo$1,792
- New Mexico$1,658
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Bernalillo, NM rose 0.4% over the past year — slower than the nation's +1.2%.
Living in Bernalillo, Sandoval County, New Mexico
Bernalillo is a town of 8,977 people in Sandoval County. Half its households earn more than $63,880 a year and half less, against $86,636 across Sandoval County; 16% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Sandoval County was 4.9% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bernalillo is a small town on the Rio Grande north of Albuquerque, and it is older than most of its neighbors, with a population that skews toward middle age and beyond. Most homes are lived in by their owners, and household incomes run well below the county's. Winters are cold, summers are hot, and the year brings little snow and little rain.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in shops, and in the building trades. Among the largest workplaces in town are Bernalillo Schools, Walmart and amfabsteel. A four-year degree is less common here than you might expect, and many people spend a good part of the day getting to and from work, though a fair number work from home.
Things to do. Coronado State Monument, an archaeological site, sits in or beside town. A short drive away are Sandia Cave, another archaeological site, and the Jemez River. A longer drive brings you to Petroglyph National Monument and the museums of Albuquerque.
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- 3,695households
- 22%of adults have a degree
- 16%below the poverty line
- 27 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Sandoval County had 35,867 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 47° and lows near 23°; warmest in July, with highs near 94° and lows near 63°. About 9 inches of snow and 10 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rio Rancho #1 weather station, 4 miles away (NOAA).
Largest workplaces in Bernalillo
- Bernalillo SchoolsSchool district448FTE
- WalmartWarehouse clubs and supercenters357
- amfabsteelStructural steel, fabricated, manufacturing134
- Fisher Sand & Gravel CoConstruction management, highway, road, street and bridge85
- American GypsumWallboard, gypsum, manufacturing55
- Piedmont Steam CompanyCarpet cleaning on customers' premises24
- PHAT SteelStructural steel, fabricated, manufacturing23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 678 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- LightningRelatively high
- EarthquakesRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bernalillo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sandoval County and the Albuquerque, NM metro.
Bernalillo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bernalillo$341,421
- New Mexico$315,812
- United States$366,157
Sellers are cutting prices on about 1 in 3 Bernalillo listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bernalillo35.02%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bernalillo34
New listings per month
Sellers arriving at the market.
- Bernalillo9
Zip codes with a Bernalillo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bernalillo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.