Bernardsville, New Jersey.
Typical home $1,031,985 (+6.6% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$3,046 (+129%) since Jan 2020.
- 1 year
- Up $63,864 +7%
- $968,121$1,031,985 since Sep 2025
- 5 years
- Up $304,091 +42%
- $727,894$1,031,985 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bernardsville$5,417
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Bernardsville, NJ rose 6.6% over the past year — faster than the nation's +1.2%.
Living in Bernardsville, Somerset County, New Jersey
Bernardsville is a borough of 7,893 people in Somerset County. Half its households earn more than $236,115 a year and half less, against $140,374 across Somerset County; 1% of its people live below the poverty line. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Somerset County was 4.1% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bernardsville is a borough where nearly everyone owns the home they live in, and household incomes run well above the county's, with very few residents living in poverty. Most adults hold a four-year degree, and the population sits at a middle age. Winters are cold, with January the coldest month, and summers turn warm in July; rain and melted snow fall steadily through the year.
Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in shops, and in banking, insurance and property. Across Somerset County, some of the largest workplaces are Johnson & Johnson, Verizon Communications and Robert Wood Johnson University Hospital. Commutes are of moderate length, and a good share of residents work from home.
Things to do. A short drive away, the Great Swamp National Wildlife Refuge is a protected area for walking and watching wildlife, and Willowwood Arboretum is a botanical garden. Farther off, a longer drive brings you to the Statue of Liberty, one of the best known tourist attractions in the country.
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- 2,689households
- 73%of adults have a degree
- 1%below the poverty line
- 28 mintypical commute
- 28%work from home
What residents work in
Employed residents by industry, from the Census survey. Somerset County had 192,374 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 21°; warmest in July, with highs near 86° and lows near 63°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Somerville Somerset Airport weather station, 8 miles away (NOAA).
Largest workplaces in Somerset County
- Verizon CommunicationsWired telecommunications carriers9,184
- Johnson JohnsonMed devices r and d innovative medicine manufacturing car t4,244
- AmazonGeneral warehousing and storage2,620
- Bridgewater - Bausch HealthCorporate offices1,537
- Robert Wood Johnson Univ Hosp @ SOMGeneral hospital1,536FTE
- Franklin Township Public School DistrictSchool district1,494FTE
- Bridgewater-Raritan Regional School DistrictSchool district1,404FTE
- Hillsborough Township Public School DistrictSchool district1,134FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 248 workplaces with 20 or more staff, 57,234 people in all across the county; Bernardsville has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bernardsville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Somerset County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Bernardsville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bernardsville$1,031,985
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 5 Bernardsville listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bernardsville18.99%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bernardsville36
New listings per month
Sellers arriving at the market.
- Bernardsville9
Zip codes with a Bernardsville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bernardsville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.