States · Minnesota · Todd County

Bertha, Minnesota.

Typical home $226,344 (+10.4% in a year). Fergus Falls, MN metro.

What it costs per month · Bertha $1,188/mo

to buy the typical home at today's mortgage rate — +$669 (+129%) since Jan 2020.

What the home itself did
1 year
Up $21,242 +10%
$205,102$226,344 since Sep 2025
5 years
Up $53,618 +31%
$172,726$226,344 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Bertha $1,188 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Bertha$1,188
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Bertha, MN rose 10.4% over the past year — faster than the nation's +1.2%.

Living in Bertha, Todd County, Minnesota

Bertha is a city of 560 people in Todd County. Half its households earn more than $57,708 a year and half less, against $67,662 across Todd County; 13% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Todd County was 5.4% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 560 in the 2020 census
Household income $57,708 the median, give or take $9,059 · Todd County: $67,662
Unemployment 5.4% Todd County, August 2026; 4.9% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Bertha is a small city in Todd County, Minnesota, where most homes are lived in by their owners. Household incomes run below the county's, and fewer adults hold a four-year degree than in many towns. Winters are cold and snowy, with January the coldest month, and summers are pleasantly warm, July being the warmest.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in transport, warehouses and utilities. Across Todd County, the largest workplaces include Lakewood Health System, Dan's Prize Inc. in Browerville and Long Prairie, and the Long Prairie-Grey Eagle School District. The county's unemployment rate has risen a little over the past year, and the number of jobs there has edged up.

Things to do. Bertha sits among rivers and lakes, all a longer drive away. The Leaf River and the Redeye River are the best known of the nearby waterways, and Dower Lake is one of the closer lakes. Lake Carlos State Park, a protected area also a longer drive away, offers another place to spend a day outdoors.

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  • 217households
  • 10%of adults have a degree
  • 13%below the poverty line
  • 23 mintypical commute
  • 8%work from home

What residents work in

  • Manufacturing23%
  • Schools, hospitals and social care21%
  • Shops (retail)13%
  • Transport, warehouses and utilities12%
  • Building trades9%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Todd County had 7,119 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 18° and -2°; warmest in July, 78° and 58° 0° 20° 40° 60° 80° J 18° -2° F M A M J J 78° 58° A S O N D
Average daily high and low for each month: coldest in January, 18° and -2°; warmest in July, 78° and 58° 0° 20° 40° 60° 80° J 18° -2° F M A M J J 78° 58° A S O N D

Coldest in January, with highs near 18° and lows near -2°; warmest in July, with highs near 78° and lows near 58°. About 51 inches of snow and 29 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Wadena South weather station, 10 miles away (NOAA).

Largest workplaces in Todd County

  1. Lakewood Health SystemCritical access hospital479FTE
  2. Lakewood Health SystemNursing care facilities283
  3. Dan's Prize Inc. BrowervilleProcessed meats manufacturing250
  4. Dan's Prize Inc. Long PrairieProcessed meats manufacturing250
  5. Long Prairie-Grey Eagle School DistSchool district162FTE
  6. Staples-motley School DistrictSchool district156FTE
  7. Long Prairie Memorial HospitalCritical access hospital139FTE
  8. Central Bi-Products - Long PrairieAnimal fats rendering126

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 2,246 people in all across the county; Bertha has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. LightningRelatively high
  3. DroughtRelatively moderate
  4. HailRelatively moderate
  5. Cold wavesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bertha’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Todd County and the Fergus Falls, MN metro.

Bertha home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Bertha $226,344 Minnesota $348,778 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Bertha$226,344
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 2025 2026 Bertha 8
4 6 8 2025 2026
  • Bertha8

Zip codes with a Bertha address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bertha — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Bertha