States · Kentucky · Grayson County

Big Clifty, Kentucky.

Typical home $170,754 (-16.8% in a year). Elizabethtown-Fort Knox, KY metro.

What it costs per month · Big Clifty $896/mo

to buy the typical home at today's mortgage rate — +$398 (+80%) since Jan 2020.

What the home itself did
1 year
Down $34,470 -17%
$205,223$170,754 since Sep 2025
5 years
Up $6,196 +4%
$164,557$170,754 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Big Clifty $896 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Big Clifty$896
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 94 years.

Typical home values in Big Clifty, KY fell 16.8% over the past year — slower than the nation's +1.2%.

Living in Big Clifty, Grayson County, Kentucky

Big Clifty, in Grayson County, had 367 people in the 2020 census. Unemployment in Grayson County was 5.5% in August 2026, and the county had 3.8% fewer jobs in 2025 than the year before. The most people in Grayson County work in schools and health care, then manufacturing.

People 367 in the 2020 census
Household income Too few homes in Big Clifty for the Census survey to measure.
Unemployment 5.5% Grayson County, August 2026; 5.7% a year before
Homes Too few homes in Big Clifty for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Big Clifty is a very small community in Grayson County, Kentucky, small enough that neighbors tend to know one another. Homes here are priced modestly, and household incomes across the county sit below the national picture. Winters are cold, with some snow, and summers turn warm, with plenty of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in the building trades and in shops. Across Grayson County, the largest workplaces include Grayson County Schools, TI Automotive and Walmart. Jobs in the county have shrunk a little over the past year, and unemployment there has stayed close to where it stood a year earlier. Getting to work usually takes a fairly long drive.

Things to do. Mammoth Cave National Park, a national park, is a longer drive away, and it is the best known place nearby. Also a longer drive away are Nolin Lake State Park, a protected area built around a lake, and Rough River Lake, which suits time on the water. Horse Cave, a tourist attraction, rounds out the nearby choices.

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  • 33 mintypical commute

What people in Grayson County work in

  • Schools, hospitals and social care27%
  • Manufacturing17%
  • Building trades10%
  • Shops (retail)8%
  • Restaurants, hotels and entertainment8%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Grayson County had 7,242 jobs in 2025, 3.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 21°; warmest in July, 86° and 64° 20° 40° 60° 80° J 42° 21° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 42° and 21°; warmest in July, 86° and 64° 20° 40° 60° 80° J 42° 21° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 42° and lows near 21°; warmest in July, with highs near 86° and lows near 64°. About 9 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Leitchfield North weather station, 8 miles away (NOAA).

Largest workplaces in Grayson County

  1. Grayson County SchoolsSchool district612FTE
  2. TI AutomotiveMotor vehicle moldings and extrusions, plastics, manufacturing402
  3. WalmartWarehouse clubs and supercenters368
  4. Owensboro Health Twin Lakes MedicalGeneral hospital248FTE
  5. Core-Mark Leitchfield243
  6. Leggett & PlattFurniture frames and parts, metal, manufacturing186
  7. Encore Health PartnersNursing homes110
  8. The New York Blower Company - LeitchfieldFans, industrial and commercial-type, manufacturing88

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 2,369 people in all across the county; Big Clifty has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. HailRelatively high
  3. Ice stormsRelatively high
  4. TornadoesRelatively high
  5. LightningRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Big Clifty’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grayson County and the Elizabethtown-Fort Knox, KY metro.

Big Clifty home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Big Clifty $170,754 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Big Clifty$170,754
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2025 2026 Big Clifty 12
5 8 10 12 2025 2026
  • Big Clifty12

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Big Clifty address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Big Clifty — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Big Clifty