Big Sky, Montana.
Typical home $1,905,820 (+5.7% in a year). Bozeman, MT metro.
to buy the typical home at today's mortgage rate — +$6,061 (+154%) since Jan 2020.
- 1 year
- Up $102,576 +6%
- $1,803,244$1,905,820 since Sep 2025
- 5 years
- Up $313,444 +20%
- $1,592,376$1,905,820 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Big Sky$10,003
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Big Sky, MT rose 5.7% over the past year — faster than the nation's +1.2%.
Living in Big Sky, Gallatin County, Montana
Big Sky, in Gallatin County, had 3,591 people in the 2020 census. Half its households earn more than $138,805 a year and half less, against $93,528 across Gallatin County; 5% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Gallatin County was 2.3% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Gallatin County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Big Sky is a small mountain community in Gallatin County where nearly all homes are lived in by their owners. Household incomes run well above the county's, and few residents live below the poverty line. A large share of adults hold a four-year degree, and many people work from home.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. Big Sky Resort, Big Sky School K and Big Sky Build are among the largest workplaces in town. Commutes are short, and across Gallatin County unemployment is low and the number of jobs grew a little last year.
Things to do. Several ski areas are a short drive away: Big Sky Resort, Yellowstone Club and Moonlight Basin. Winters are colder than in most of the country, with the coldest weather in December, and summers are mild and warm, so the lakes are within reach too. Hidden Lakes is a short drive away, and Quake Lake, a lake formed in the landscape, is a longer drive.
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- 59%of adults have a degree
- 5%below the poverty line
- 19 mintypical commute
- 26%work from home
What people in Gallatin County work in
Employed residents by industry, from the Census survey. Gallatin County had 74,277 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 28° and lows near 8°; warmest in July, with highs near 78° and lows near 41°. About 23 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Big Sky 2WNW weather station, 2 miles away (NOAA).
Largest workplaces in Big Sky
- Big Sky ResortAlpine skiing facilities with accommodations1,100
- Big Sky School K-12School district57FTE
- Big Sky BuildResidential construction, single-family, general contractors30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 1,130 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LandslidesRelatively high
- WildfireRelatively high
- AvalanchesRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Big Sky’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gallatin County and the Bozeman, MT metro.
Big Sky home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Big Sky$1,905,820
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 9 Big Sky listings, and the typical home goes pending in 78 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Big Sky11.62%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Big Sky128
New listings per month
Sellers arriving at the market.
- Big Sky21
Zip codes with a Big Sky address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Big Sky — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.