Bismarck, Arkansas.
Typical home $226,496 (+0.3% in a year). Malvern, AR metro.
to buy the typical home at today's mortgage rate — +$614 (+107%) since Jan 2020.
- 1 year
- Up $613 +0%
- $225,882$226,496 since Sep 2025
- 5 years
- Up $30,835 +16%
- $195,660$226,496 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bismarck$1,189
- Arkansas$1,177
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Bismarck, AR rose 0.3% over the past year — slower than the nation's +1.2%.
Living in Bismarck, Hot Spring County, Arkansas
Bismarck, in Hot Spring County, had 229 people in the 2020 census. Unemployment in Hot Spring County was 3.8% in August 2026, and the county had 4.3% fewer jobs in 2025 than the year before. The most people in Hot Spring County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bismarck is a very small community in Hot Spring County, Arkansas, where everyone is likely to know one another by sight. Winters are cool and summers are hot, with the coldest weather in January and the warmest in August. Rain and melted snow add up to a good deal across the year, which is wetter than much of the country.
Work. Most residents work in schools, hospitals and social care, followed by shops, manufacturing, and restaurants, hotels and entertainment. Across Hot Spring County, some of the largest workplaces are the Malvern School District, Walmart and Pactiv. Unemployment across the county is lower than it was a year ago, though the county has fewer jobs than it did the year before.
Things to do. DeGray Lake, a reservoir a short drive away, is the nearest big stretch of water, and DeGray Lake Resort State Park sits beside it, also a short drive off. Lake Hamilton and Lake Catherine, more reservoirs, are likewise a short drive away. Hot Springs National Park is a longer drive.
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What people in Hot Spring County work in
Employed residents by industry, from the Census survey. Hot Spring County had 7,627 jobs in 2025, 4.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 30°; warmest in August, with highs near 91° and lows near 69°. About 58 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Degray Lake Sp weather station, 5 miles away (NOAA).
Largest workplaces in Hot Spring County
- Malvern School DistrictSchool district310FTE
- WalmartWarehouse clubs and supercenters290
- PactivPolystyrene foam product manufacturing272
- Reynolds Consumer ProductsAluminum sheet made by flat rolling purchased aluminum219
- Bismarck School DistrictSchool district197FTE
- Arkansas State University Three RiversTwo-year college188
- SystemsTubing, flexible metal, manufacturing159
- Glen Rose School DistrictSchool district154FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 1,763 people in all across the county; Bismarck has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- LightningVery high
- Strong windRelatively high
- HailRelatively high
- Heat wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bismarck’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hot Spring County and the Malvern, AR metro.
Bismarck home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bismarck$226,496
- Arkansas$224,158
- United States$366,157
Sellers are cutting prices on about 1 in 5 Bismarck listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bismarck19.01%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bismarck25
New listings per month
Sellers arriving at the market.
- Bismarck4
Zip codes with a Bismarck address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bismarck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.