Biwabik, Minnesota.
Typical home $121,263 (+3.9% in a year). Duluth, MN-WI metro.
to buy the typical home at today's mortgage rate — +$385 (+153%) since Jan 2020.
- 1 year
- Up $4,579 +4%
- $116,684$121,263 since Sep 2025
- 5 years
- Up $30,715 +34%
- $90,548$121,263 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Biwabik$636
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Biwabik, MN rose 3.9% over the past year — faster than the nation's +1.2%.
Living in Biwabik, St. Louis County, Minnesota
Biwabik is a city of 961 people in St. Louis County. Half its households earn more than $67,917 a year and half less, against $70,069 across St. Louis County; 8% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in St. Louis County was 5.4% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Biwabik is a small city on Minnesota's Iron Range, home to a close-knit community of residents. Most homes are lived in by their owners, and household incomes run a little below the county's, while homes cost relatively little. Winters are very cold, with January lows well below zero, and summers are mild and pleasant. Moisture comes as a mix of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, in government, in restaurants, hotels and entertainment, and in the building trades. Commutes are fairly short, and a good number of people work from home. Across St. Louis County, some of the largest workplaces are St. Lukes Hospital of Duluth, St. Marys Medical Center and the University of Minnesota-Duluth. Unemployment in the county is a little higher than a year ago, and jobs have slipped slightly.
Things to do. A short drive away are Lake Ore-be-gone, a lake for time on the water, and the Iron Range Historical Society, a museum on the region's mining past. Olcott Park, a garden, is also a short drive away. For a longer day out, Lake Vermilion is a larger lake a longer drive away, and Lake Vermilion-Soudan Underground Mine State Park is a protected area in the same direction.
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- 420households
- 31%of adults have a degree
- 8%below the poverty line
- 18 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 95,078 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -7°; warmest in July, with highs near 78° and lows near 49°. About 28 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Embarrass weather station, 9 miles away (NOAA).
Largest workplaces in St. Louis County
- St. Lukes Hospital of DuluthGeneral hospital2,059FTE
- St. Marys Medical CenterGeneral hospital1,859FTE
- Smdc Medical CenterGeneral hospital1,607FTE
- University of Minnesota-DuluthUniversity or college1,539
- Duluth Public School DistrictSchool district1,287FTE
- St. Louis CountyGeneral government815
- Essentia HealthMedical office management services746
- Range Regional Health ServicesGeneral hospital692FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 343 workplaces with 20 or more staff, 41,741 people in all across the county; Biwabik has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- LightningRelatively high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Biwabik’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the Duluth, MN-WI metro.
Biwabik home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Biwabik$121,263
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Biwabik address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Biwabik — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.