States · Minnesota · Beltrami County

Blackduck, Minnesota.

Typical home $148,139 (+5.2% in a year). Bemidji, MN metro.

What it costs per month · Blackduck $778/mo

to buy the typical home at today's mortgage rate — +$420 (+117%) since Jan 2020.

What the home itself did
1 year
Up $7,344 +5%
$140,794$148,139 since Sep 2025
5 years
Up $30,843 +26%
$117,296$148,139 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Blackduck $778 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Blackduck$778
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Blackduck, MN rose 5.2% over the past year — faster than the nation's +1.2%.

Living in Blackduck, Beltrami County, Minnesota

Blackduck is a city of 845 people in Beltrami County. Half its households earn more than $36,447 a year and half less, against $68,975 across Beltrami County. 50% of its homes are lived in by their owners and 50% are rented. Unemployment in Beltrami County was 6.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 845 in the 2020 census
Household income $36,447 the median, give or take $5,001 · Beltrami County: $68,975
Unemployment 6.4% Beltrami County, August 2026; 5.2% a year before
Homes 50% lived in by their owners; 50% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Blackduck is a very small city in northern Minnesota, home to fewer people than most towns of its kind. Household incomes here run well below the county's, and about as many homes are rented as are lived in by their owners. The typical home is worth far less than in much of the country. Winters are long and cold, with January the coldest month and highs staying well below freezing, while July brings warm days.

Work. People here work mostly in schools, hospitals and social care, in shops, in manufacturing and in government. Across Beltrami County, some of the largest workplaces are Sanford Bemidji, the Bemidji Public School District and Bemidji State University. Unemployment across the county is higher than a year ago, and the number of jobs has dipped slightly, while the typical commute is a fairly long one and few people work from home.

Things to do. Blackduck Lake sits in or beside town, so the water is close at hand. A longer drive brings you to Lake Bemidji, a lake, and to Lake Bemidji State Park, a protected area. Blackduck State Forest, also a protected area a longer drive away, is another place to get out among the trees.

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  • 248households
  • 27 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care32%
  • Shops (retail)17%
  • Manufacturing16%
  • Government12%
  • Transport, warehouses and utilities7%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Beltrami County had 20,687 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 18° and -9°; warmest in July, 78° and 54° 0° 20° 40° 60° 80° J 18° -9° F M A M J J 78° 54° A S O N D
Average daily high and low for each month: coldest in January, 18° and -9°; warmest in July, 78° and 54° 0° 20° 40° 60° 80° J 18° -9° F M A M J J 78° 54° A S O N D

Coldest in January, with highs near 18° and lows near -9°; warmest in July, with highs near 78° and lows near 54°.

Average daily high and low, 1991–2020, at the Blackduck weather station, 5 miles away (NOAA).

Largest workplaces in Blackduck

  1. ISDSchool districts, elementary or secondary128
  2. Blackduck Public School DistrictSchool district107FTE
  3. Forest ServiceFederal government · Department of Agriculture31

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 128 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Cold wavesRelatively high
  3. DroughtRelatively moderate
  4. WildfireRelatively moderate
  5. HailRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Blackduck’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Beltrami County and the Bemidji, MN metro.

Blackduck home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Blackduck $148,139 Minnesota $348,778 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Blackduck$148,139
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Blackduck address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Blackduck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.