Bloomfield, Kentucky.
Typical home $255,387 (+3.1% in a year). Bardstown, KY metro.
to buy the typical home at today's mortgage rate — +$763 (+132%) since Jan 2020.
- 1 year
- Up $7,731 +3%
- $247,656$255,387 since Sep 2025
- 5 years
- Up $53,982 +27%
- $201,405$255,387 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bloomfield$1,340
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Bloomfield, KY rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Bloomfield, Nelson County, Kentucky
Bloomfield is a city of 961 people in Nelson County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Nelson County was 4.1% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in Nelson County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bloomfield is a very small Kentucky city in Nelson County, and life there is quiet and close-knit. Most homes are lived in by their owners, and the typical home value is moderate. Winters are cold, with January the coldest month, and summers turn hot by July. Rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many people. Commutes are fairly long, and few people work from home. Across Nelson County, some of the largest workplaces are Nelson County Schools, Heaven Hill Brands and American Fuji Seal.
Things to do. Taylorsville Lake is a short drive away and is a good spot for time on the water. The Chaplin River is also close by for a quiet outing along a river. For a longer trip, Bernheim Forest and Arboretum is a botanical garden, and the Louisville Zoo is a longer drive away.
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- 575households
- 11%below the poverty line
- 25 mintypical commute
- 6%work from home
What people in Nelson County work in
Employed residents by industry, from the Census survey. Nelson County had 18,432 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 22°; warmest in July, with highs near 90° and lows near 64°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Taylorsville Lake weather station, 6 miles away (NOAA).
Largest workplaces in Nelson County
- Nelson County SchoolsSchool district672FTE
- American Fuji SealFilm, plastics, packaging, manufacturing585
- AutokinitonJob stampings, automotive, metal, manufacturing504
- SazeracDistilleries500
- Heaven Hill BrandsDistilleries499
- Bardstown Independent SchoolsSchool district468FTE
- WalmartWarehouse clubs and supercenters353
- The Bardstown Bourbon CompanyDistilleries306
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 55 workplaces with 20 or more staff, 6,841 people in all across the county; Bloomfield has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Strong windRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bloomfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Nelson County and the Bardstown, KY metro.
Bloomfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bloomfield$255,387
- Kentucky$230,909
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Bloomfield listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bloomfield18
New listings per month
Sellers arriving at the market.
- Bloomfield6
Zip codes with a Bloomfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bloomfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.