Bluffton, Georgia.
Typical home $192,316 (+11.2% in a year).
to buy the typical home at today's mortgage rate — +$552 (+120%) since Jan 2020.
- 1 year
- Up $19,382 +11%
- $172,934$192,316 since Sep 2025
- 5 years
- Up $32,992 +21%
- $159,324$192,316 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bluffton$1,009
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Bluffton, GA rose 11.2% over the past year — faster than the nation's +1.2%.
Living in Bluffton, Clay County, Georgia
Bluffton is a town of 113 people in Clay County. Unemployment in Clay County was 5.9% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bluffton is a very small town in Clay County, in the southwest corner of Georgia. Its streets are quiet, and neighbors tend to know one another. The town sits in a part of the state where people often rely on the surrounding countryside and nearby towns for daily needs.
Work. Many residents work in schools, hospitals and social care, or in manufacturing. Others work in transport, warehouses and utilities, or in the building trades. Working from home is uncommon here, so most people commute to their jobs.
Things to do. Kolomoki Mounds State Park, an archaeological site a short drive away, preserves one of the best known groups of ancient earthen mounds in the region. George T. Bagby State Park, a protected area a longer drive away, offers a quieter outdoor setting. Walter F. George Lake, a reservoir a longer drive away, is a good place for time on the water.
Report a mistake
- 3%below the poverty line
- 2%work from home
What people in Clay County work in
Employed residents by industry, from the Census survey. Clay County had 581 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 38°; warmest in July, with highs near 91° and lows near 72°.
Average daily high and low, 1991–2020, at the Fort Gaines weather station, 12 miles away (NOAA).
Largest workplaces in Clay County
- Fort Gaines Health and RehabNursing homes71
- Clay County SchoolsSchool district69FTE
- Anderson Construction Company of Fort GainesCommercial building construction general contractors63
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 134 people in all across the county; Bluffton has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- DroughtRelatively high
- LightningRelatively high
- HurricanesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bluffton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County.
Bluffton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bluffton$192,316
- Georgia$329,115
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Bluffton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bluffton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.