States · Montana · Missoula County

Bonner, Montana.

Typical home $648,875 (+0.8% in a year). Missoula, MT metro.

What it costs per month · Bonner $3,406/mo

to buy the typical home at today's mortgage rate — +$2,120 (+165%) since Jan 2020.

What the home itself did
1 year
Up $5,401 +1%
$643,474$648,875 since Sep 2025
5 years
Up $120,498 +23%
$528,377$648,875 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Bonner $3,406 Montana $2,453 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Bonner$3,406
  • Montana$2,453
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Bonner, MT rose 0.8% over the past year — slower than the nation's +1.2%.

Living in Bonner, Missoula County, Montana

Bonner, in Missoula County, had 1,690 people in the 2020 census. Unemployment in Missoula County was 2.8% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Missoula County work in schools and health care, then professional services.

People 1,690 in the 2020 census
Household income Too few homes in Bonner for the Census survey to measure.
Unemployment 2.8% Missoula County, August 2026; 2.9% a year before
Homes Too few homes in Bonner for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Bonner is a small community just outside Missoula, with a population smaller than most towns people would think of as a town. Homes here are valued well above what many might expect for a place this size. Winters are cold and snowy, with a good deal of snow over the year, and summers turn warm in July; precipitation through the year is modest.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in shops. Across Missoula County, some of the largest workplaces are The University of Montana, ST Patrick Hospital and Missoula Elem Schools. Fewer adults here hold a four-year degree than in many university-area communities, and a modest number work from home.

Things to do. Milltown State Park is a protected area in or beside town, which makes it the easiest place to get outdoors. A short drive away are Greenough Park, a city park, and the Missoula Art Museum. For a longer outing, Rock Creek is a river a longer drive away.

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  • 745households
  • 24%of adults have a degree
  • 14%below the poverty line
  • 8%work from home

What people in Missoula County work in

  • Schools, hospitals and social care25%
  • Professional and business services13%
  • Restaurants, hotels and entertainment12%
  • Shops (retail)12%
  • Building trades7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Missoula County had 65,880 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 33° and 20°; warmest in July, 85° and 52° 20° 40° 60° 80° J F M A M J J 85° 52° A S O N D 33° 20°
Average daily high and low for each month: coldest in December, 33° and 20°; warmest in July, 85° and 52° 20° 40° 60° 80° J F M A M J J 85° 52° A S O N D 33° 20°

Coldest in December, with highs near 33° and lows near 20°; warmest in July, with highs near 85° and lows near 52°. About 50 inches of snow and 17 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Missoula Northeast weather station, 4 miles away (NOAA).

Largest workplaces in Missoula County

  1. The University of MontanaUniversity or college2,422
  2. St Patrick HospitalGeneral hospital1,256FTE
  3. Missoula Elem SchoolsSchool district739FTE
  4. Community Medical CenterGeneral hospital691FTE
  5. Forest ServiceFederal government · Department of Agriculture581
  6. Missoula H S SchoolsSchool district498FTE
  7. WalmartWarehouse clubs and supercenters440
  8. WalmartWarehouse clubs and supercenters366

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 100 workplaces with 20 or more staff, 11,418 people in all across the county; Bonner has two of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireRelatively high
  2. Cold wavesRelatively high
  3. Ice stormsRelatively high
  4. Winter weatherRelatively high
  5. LandslidesRelatively moderate
  6. AvalanchesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bonner’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Missoula County and the Missoula, MT metro.

Bonner home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Bonner $648,875 Montana $467,275 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Bonner$648,875
  • Montana$467,275
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2022 2023 2024 2025 2026 Bonner 15
5 10 15 20 2022 2024 2026
  • Bonner15

Zip codes with a Bonner address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bonner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Bonner