Boyne Falls, Michigan.
Typical home $385,701 (+0.2% in a year).
to buy the typical home at today's mortgage rate — +$967 (+91%) since Jan 2020.
- 1 year
- Up $834 +0%
- $384,867$385,701 since Sep 2025
- 5 years
- Up $18,348 +5%
- $367,353$385,701 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Boyne Falls$2,024
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 71 years.
Typical home values in Boyne Falls, MI rose 0.2% over the past year — slower than the nation's +1.2%.
Living in Boyne Falls, Charlevoix County, Michigan
Boyne Falls is a village of 358 people in Charlevoix County. Half its households earn more than $62,159 a year and half less, against $76,531 across Charlevoix County; 8% of its people live below the poverty line. Unemployment in Charlevoix County was 3.8% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Charlevoix County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Boyne Falls is a very small village in Charlevoix County, with a population smaller than most towns people think of as small. Household incomes here run below the county's, and homes are valued at a fairly high level for a place this size. Winters are long and cold, with a great deal of snow, while summers are warm, and the year brings a good amount of rain and melted snow. Few adults here hold a four-year degree, and a share of residents work from home.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, restaurants and hotels, and shops also employing many. Across Charlevoix County, some of the largest workplaces are Boyne Mountain Resort, LexaMar, a maker of vehicle moldings and plastics, and Munson Healthcare Charlevoix Hospital. Unemployment across the county is close to where it stood a year ago, and the county has a few fewer jobs than it did the year before.
Things to do. Boyne Mountain, a ski area, sits in or beside town, which suits the snowy winters. A short drive away are Walloon Lake and Lake Charlevoix, both good for time on the water in the warmer months, and Young State Park, a protected area. Burt Lake is a longer drive away for those who want to go further.
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- 8%of adults have a degree
- 8%below the poverty line
- 15%work from home
What people in Charlevoix County work in
Employed residents by industry, from the Census survey. Charlevoix County had 10,881 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 14°; warmest in July, with highs near 84° and lows near 58°. About 112 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Boyne Falls weather station, under a mile away (NOAA).
Largest workplaces in Charlevoix County
- Boyne Mountain ResortAlpine skiing facilities with accommodations778
- LexaMarMotor vehicle moldings and extrusions, plastics, manufacturing350
- Munson Healthcare Charlevoix HospitaCritical access hospital245FTE
- Charlevoix-Emmet ISDSchool district232FTE
- Charlevoix CountyNursing homes192
- Honeywell Boyne CityRadar detectors manufacturing163
- Boyne City Public SchoolsSchool district162FTE
- Great Lakes Energy - BoyneElectric power distribution systems145
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 3,247 people in all across the county; Boyne Falls has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Boyne Falls’ census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Charlevoix County.
Boyne Falls home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Boyne Falls$385,701
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 7 Boyne Falls listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Boyne Falls13.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Boyne Falls22
New listings per month
Sellers arriving at the market.
- Boyne Falls6
Zip codes with a Boyne Falls address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Boyne Falls — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.