Breeding, Kentucky.
Typical home $163,321 (-14.8% in a year). Glasgow, KY metro.
to buy the typical home at today's mortgage rate — +$449 (+110%) since Jan 2020.
- 1 year
- Down $28,383 -15%
- $191,705$163,321 since Sep 2025
- 5 years
- Up $22,559 +16%
- $140,762$163,321 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Breeding$857
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Breeding, KY fell 14.8% over the past year — slower than the nation's +1.2%.
Living in Breeding, Adair County, Kentucky
The Census does not count Breeding on its own, so the figures here are Adair County's. Half the county's households earn more than $53,553 a year and half less; 18% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Adair County was 4.2% in August 2026, and the county had 2.8% more jobs in 2025 than the year before. The most people in Adair County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Breeding is a small town in Adair County, in south-central Kentucky. Across Adair County, most homes are lived in by their owners, and the typical home value is modest. Winters are cold, summers are hot, snowfall is light, and rainfall is heavy over the year.
Work. Across Adair County, many residents work in schools, hospitals and social care, manufacturing, retail, and the building trades. Unemployment has fallen over the past year, and the number of jobs has grown. A minority of adults hold a four-year degree, and most residents drive to work, with some working from home.
Things to do. Lake Cumberland, a large reservoir, lies a longer drive away and suits boating and a day by the water. Green River Lake State Park, a protected area, is also a longer drive, and the Wolf River offers a different kind of outing. The Wolf Creek National Fish Hatchery is another option for a visit.
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- 7,136households
- 39.7median age
- 22%of adults have a degree
- 18%below the poverty line
- 24 mintypical commute
- 14%work from home
What people in Adair County work in
Employed residents by industry, from the Census survey. Adair County had 5,091 jobs in 2025, 2.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 24°; warmest in July, with highs near 90° and lows near 63°. About 7 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Summer Shade weather station, 17 miles away (NOAA).
Largest workplaces in Adair County
- Lindsey Wilson CollegeUniversity or college472
- Adair County SchoolsSchool district391FTE
- WalmartWarehouse clubs and supercenters287
- McCloudMedical286
- Circor Pumping TechnologiesManufacturing128
- Gaddie ShamrockAsphalt paving103
- Signature HealthcareSkilled nursing facilities87
- Goodwill IndustriesUsed merchandise stores55
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,131 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Adair County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adair County and the Glasgow, KY metro.
Breeding home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Breeding$163,321
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Breeding address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Breeding — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.