Breezy Point, Minnesota.
Typical home $405,387 (+3.2% in a year). Brainerd, MN metro.
to buy the typical home at today's mortgage rate — +$1,202 (+130%) since Jan 2020.
- 1 year
- Up $12,613 +3%
- $392,774$405,387 since Sep 2025
- 5 years
- Up $85,467 +27%
- $319,920$405,387 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Breezy Point$2,128
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Breezy Point, MN rose 3.2% over the past year — faster than the nation's +1.2%.
Living in Breezy Point, Crow Wing County, Minnesota
Breezy Point is a city of 2,574 people in Crow Wing County. Half its households earn more than $85,938 a year and half less, against $72,589 across Crow Wing County; 6% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Crow Wing County was 4.9% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Breezy Point is a small Minnesota city on Pelican Lake in Crow Wing County, and it is a place where nearly everyone owns the home they live in. Households here earn more than the typical household across the county, and fewer residents live below the poverty line than in many places. Winters are cold and snowy, with January highs well below freezing and lows near zero, while July brings warm summer days.
Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, professional and business services, and restaurants, hotels and entertainment. Across Crow Wing County, some of the largest workplaces are St. Josephs Medical Center, Brainerd Public School District and Cuyuna Regional Medical Center. Many people also work from home, and the typical commute is a modest drive.
Things to do. Pelican Lake sits in or beside town, so the water is close at hand. Lake Edward is a short drive away, as is Crow Wing State Forest, a protected area for walking and time outdoors. For a longer drive, Brainerd International Raceway is a well-known race track.
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- 1,097households
- 32%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Crow Wing County had 31,145 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 19° and lows near -1°; warmest in July, with highs near 80° and lows near 60°. About 39 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pine River Dam weather station, 6 miles away (NOAA).
Largest workplaces in Crow Wing County
- St. Josephs Medical CenterGeneral hospital964FTE
- Brainerd Public School DistrictSchool district915FTE
- Cuyuna Regional Medical CenterCritical access hospital834FTE
- Crow Wing CountyExecutive offices, federal, state, and local579
- WalmartWarehouse clubs and supercenters467
- MNDOT District 3Transportation departments, nonoperating454
- Essentiah HealthFamily physicians' offices326
- Central Lakes College-BrainerdTwo-year college278
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 90 workplaces with 20 or more staff, 10,399 people in all across the county; Breezy Point has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Inland floodingRelatively high
- Strong windRelatively high
- LightningRelatively high
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Breezy Point’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Crow Wing County and the Brainerd, MN metro.
Breezy Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Breezy Point$405,387
- Minnesota$348,778
- United States$366,157
Sellers are cutting prices on about 1 in 3 Breezy Point listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Breezy Point29.68%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Breezy Point45
New listings per month
Sellers arriving at the market.
- Breezy Point13
Zip codes with a Breezy Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Breezy Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.