States · New York · Putnam County

Brewster, New York.

Typical home $543,710 (+4.5% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Brewster $2,854/mo

to buy the typical home at today's mortgage rate — +$1,591 (+126%) since Jan 2020.

What the home itself did
1 year
Up $23,200 +4%
$520,511$543,710 since Sep 2025
5 years
Up $137,171 +34%
$406,540$543,710 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Brewster $2,854 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Brewster$2,854
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Brewster, NY rose 4.5% over the past year — faster than the nation's +1.2%.

Living in Brewster, Putnam County, New York

Brewster is a village of 2,508 people in Putnam County. Half its households earn more than $62,886 a year and half less, against $126,257 across Putnam County; 14% of its people live below the poverty line. 21% of its homes are lived in by their owners and 79% are rented. Unemployment in Putnam County was 3.5% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Putnam County work in schools and health care, then professional services.

People 2,508 in the 2020 census; median age 34.2
Household income $62,886 the median, give or take $10,021 · Putnam County: $126,257
Unemployment 3.5% Putnam County, August 2026; 3.4% a year before
Homes 21% lived in by their owners; 79% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Brewster is a small village in Putnam County, and its residents are younger than those in much of the country. Most homes here are rented rather than owned, a very different pattern from the county as a whole, and household incomes sit well below the county's. Winters are cold, with January the coldest month and freezing nights common, while summers are mild to warm, and the year brings plenty of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, shops and the building trades. Across Putnam County, the largest workplaces include the county government itself, Carmel Central School District and Putnam Hospital Center. Fewer adults here hold a four-year degree than in many places, and most people travel a moderate distance to work, with only a few working from home.

Things to do. Several reservoirs lie in or beside the village, including East Branch Reservoir and Middle Branch Reservoir, which make for quiet waterside views close to home. Lake Gilead is a short drive away, and for a longer outing the United States Military Academy, a museum, is a longer drive away.

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  • 1,115households
  • 19%of adults have a degree
  • 14%below the poverty line
  • 22 mintypical commute
  • 5%work from home

What people in Putnam County work in

  • Schools, hospitals and social care30%
  • Professional and business services13%
  • Shops (retail)9%
  • Building trades9%
  • Restaurants, hotels and entertainment7%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Putnam County had 26,879 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 16°; warmest in July, 78° and 61° 20° 40° 60° 80° J 33° 16° F M A M J J 78° 61° A S O N D
Average daily high and low for each month: coldest in January, 33° and 16°; warmest in July, 78° and 61° 20° 40° 60° 80° J 33° 16° F M A M J J 78° 61° A S O N D

Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 78° and lows near 61°. About 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Carmel 4N weather station, 6 miles away (NOAA).

Largest workplaces in Putnam County

  1. Putnam County933
  2. Carmel Central School DistrictSchool district805FTE
  3. Mahopac Central School DistrictSchool district683FTE
  4. Brewster Central School DistrictSchool district653FTE
  5. Putnam Hospital CenterGeneral hospital508FTE
  6. Putnam Valley Central School DistrictSchool district262FTE
  7. Haldane Central School DistrictSchool district167FTE
  8. Atlanticare ManagementNursing homes155

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 53 workplaces with 20 or more staff, 6,187 people in all across the county; Brewster has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate
  2. Ice stormsRelatively moderate
  3. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Brewster’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Putnam County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Brewster home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Brewster $543,710 New York $524,942 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • Brewster$543,710
  • New York$524,942
  • United States$366,157
Property tax, 2026 roll $12,883/yr median bill inside Brewster, effective 2.49% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 7 Brewster listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2021 2022 2023 2024 2025 2026 Brewster 14.12% United States 26.90%
5% 10% 15% 20% 25% 2022 2024 2026
  • Brewster14.12%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 2021 2022 2023 2024 2025 2026 Brewster 61
25 50 75 2022 2024 2026
  • Brewster61

New listings per month

Sellers arriving at the market.

10 15 20 25 2023 2024 2025 2026 Brewster 18
10 15 20 25 2023 2024 2025 2026
  • Brewster18

Zip codes with a Brewster address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Brewster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Brewster