States · Kentucky · Oldham County

Buckner, Kentucky.

Typical home $451,159 (+2.5% in a year). Louisville/Jefferson County, KY-IN metro.

What it costs per month · Buckner $2,368/mo

to buy the typical home at today's mortgage rate — +$1,250 (+112%) since Jan 2020.

What the home itself did
1 year
Up $10,895 +2%
$440,264$451,159 since Sep 2025
5 years
Up $92,104 +26%
$359,055$451,159 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Buckner $2,368 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Buckner$2,368
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Buckner, KY rose 2.5% over the past year — faster than the nation's +1.2%.

Living in Buckner, Oldham County, Kentucky

Buckner, in Oldham County, had 5,785 people in the 2020 census. Half its households earn more than $164,219 a year and half less, against $122,497 across Oldham County; 0% of its people live below the poverty line. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Oldham County was 3.7% in August 2026, and the county had 2.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 5,785 in the 2020 census; median age 36.5
Household income $164,219 the median, give or take $14,963 · Oldham County: $122,497
Unemployment 3.7% Oldham County, August 2026; 3.8% a year before
Homes 93% lived in by their owners; 7% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Buckner is a small community in Oldham County where nearly everyone owns the home they live in, and the typical home is worth a good deal. Households earn more than across the county as a whole, and poverty is essentially absent. Residents tend to be of middle age, a little younger than in many American towns. Winters are cold, with January the chilliest month, and summers are warm; the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with many also employed in shops, professional and business services, and manufacturing. Some of the larger workplaces in Buckner itself are East and Westbrook, a concrete and foundation contractor, the Kroger supermarket, and the Ryder System warehouse. The commute is a fairly typical one, and a good number of people work from home. Across Oldham County, unemployment has held steady over the past year, though there are somewhat fewer jobs than there were the year before.

Things to do. Close to home, E. P. "Tom" Sawyer State Park is a protected area a short drive away, and Fourteen Mile Creek, also a short drive off, offers a stretch of river. A longer drive brings you into Louisville, where the Louisville Zoo and the Muhammad Ali Center, a museum, are among the places to visit.

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  • 1,184households
  • 0%below the poverty line
  • 25 mintypical commute
  • 19%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Shops (retail)16%
  • Professional and business services14%
  • Manufacturing12%
  • Banks, insurance and property7%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Oldham County had 16,995 jobs in 2025, 2.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 41° and 23°; warmest in July, 88° and 65° 20° 40° 60° 80° J 41° 23° F M A M J J 88° 65° A S O N D
Average daily high and low for each month: coldest in January, 41° and 23°; warmest in July, 88° and 65° 20° 40° 60° 80° J 41° 23° F M A M J J 88° 65° A S O N D

Coldest in January, with highs near 41° and lows near 23°; warmest in July, with highs near 88° and lows near 65°. About 53 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Crestwood 4NE weather station, 3 miles away (NOAA).

Largest workplaces in Buckner

  1. East and WestbrookFoundation, building, poured concrete, contractors299
  2. Kroger Louisville KMASupermarkets and other grocery except convenience stores195
  3. Ryder SystemWarehouse71
  4. OctaToilet ware, precious plated metal, manufacturing67
  5. Clean Harbors23
  6. Thompson Heating and Cooling ServiceHeating, ventilation and air-conditioning contractors22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 677 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. TornadoesRelatively high
  3. LightningRelatively moderate
  4. Ice stormsRelatively moderate
  5. Cold wavesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Buckner’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oldham County and the Louisville/Jefferson County, KY-IN metro.

Buckner home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Buckner $451,159 Kentucky $230,909 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Buckner$451,159
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Buckner address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Buckner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Buckner