States · Wisconsin · Buffalo County

Buffalo City, Wisconsin.

Typical home $260,143 (+6.0% in a year).

What it costs per month · Buffalo City $1,365/mo

to buy the typical home at today's mortgage rate — +$816 (+149%) since Jan 2020.

What the home itself did
1 year
Up $14,653 +6%
$245,490$260,143 since Sep 2025
5 years
Up $78,529 +43%
$181,614$260,143 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Buffalo City $1,365 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Buffalo City$1,365
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Buffalo City, WI rose 6.0% over the past year — faster than the nation's +1.2%.

Living in Buffalo City, Buffalo County, Wisconsin

Buffalo City is a city of 1,007 people in Buffalo County. Half its households earn more than $60,865 a year and half less, against $70,479 across Buffalo County; 8% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Buffalo County was 3.5% in August 2026, and the county had 4.4% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 1,007 in the 2020 census; median age 57.5
Household income $60,865 the median, give or take $11,042 · Buffalo County: $70,479
Unemployment 3.5% Buffalo County, August 2026; 3.4% a year before
Homes 94% lived in by their owners; 6% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Buffalo City is a small city on the Wisconsin side of the Mississippi River, and the Whitewater River runs in or beside town. Residents are older than in most places, and nearly everyone owns the home they live in, far more than across most of the country. Household incomes are below the county's, and winters are cold, with a good deal of snow, while July brings warm summer days.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Across Buffalo County, the largest workplaces include the Mondovi School District, Lindstrom Equipment and the Cochrane-Fountain City School District. Commutes are fairly long, and few people work from home.

Things to do. The Whitewater River is in or beside town, a natural spot for time near the water. John A. Latsch State Park and Merrick State Park, both protected areas, are a short drive away. Lake Pepin, a lake along the river, is a longer drive away.

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  • 445households
  • 20%of adults have a degree
  • 8%below the poverty line
  • 33 mintypical commute
  • 6%work from home

What residents work in

  • Manufacturing24%
  • Schools, hospitals and social care21%
  • Shops (retail)11%
  • Professional and business services11%
  • Transport, warehouses and utilities9%
  • Wholesale6%

Employed residents by industry, from the Census survey. Buffalo County had 3,456 jobs in 2025, 4.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 23° and 8°; warmest in July, 83° and 64° 0° 20° 40° 60° 80° J 23° 8° F M A M J J 83° 64° A S O N D
Average daily high and low for each month: coldest in January, 23° and 8°; warmest in July, 83° and 64° 0° 20° 40° 60° 80° J 23° 8° F M A M J J 83° 64° A S O N D

Coldest in January, with highs near 23° and lows near 8°; warmest in July, with highs near 83° and lows near 64°. About 36 inches of snow and 35 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Minnesota City Dam weather station, 5 miles away (NOAA).

Largest workplaces in Buffalo County

  1. Mondovi School DistrictSchool district130FTE
  2. Lindstrom EquipmentFarm machinery and equipment merchant wholesalers85
  3. Cochrane-Fountain City School DistrictSchool district74FTE
  4. Dairyland Power Cooperative71
  5. American Lutheran HomesSkilled nursing facilities68
  6. Builders Millwork MondoviNone49
  7. Kodiak BP EHS SystemDoor units, prehung, wood and covered wood, manufacturing49
  8. Alma School DistrictSchool district39FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 459 people in all across the county; Buffalo City has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Buffalo County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Buffalo County.

Buffalo City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Buffalo City $260,143 Wisconsin $337,196 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Buffalo City$260,143
  • Wisconsin$337,196
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 2026 Buffalo City 6
4 5 6 2026
  • Buffalo City6

Zip codes with a Buffalo City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Buffalo City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.