Buffalo, Kentucky.
Typical home $230,412 (-2.8% in a year). Elizabethtown-Fort Knox, KY metro.
to buy the typical home at today's mortgage rate — +$695 (+135%) since Jan 2020.
- 1 year
- Down $6,738 -3%
- $237,150$230,412 since Sep 2025
- 5 years
- Up $51,457 +29%
- $178,955$230,412 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Buffalo$1,209
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Buffalo, KY fell 2.8% over the past year — slower than the nation's +1.2%.
Living in Buffalo, Larue County, Kentucky
Buffalo, in Larue County, had 571 people in the 2020 census. Unemployment in Larue County was 4.3% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Larue County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Buffalo is a small community in Larue County, Kentucky, with a population well below that of most towns. Across the county, household incomes sit a little above what is typical for the state, and homes in Buffalo are valued at a level that many buyers would find within reach. Few adults here hold a four-year degree, which fits a place where much of the work is practical and hands-on.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Among the biggest workplaces across Larue County are LaRue County Schools, Fechheimer Brothers, which cuts and sews uniforms, and Signature Healthcare, which runs skilled nursing facilities. The drive to work is fairly short, and the number of jobs across the county has edged up over the past year.
Things to do. Abraham Lincoln Birthplace National Historical Park is a protected area a short drive away, and the Nolin River, also a short drive off, is there for time on the water. A longer drive brings you to Horse Cave, a tourist attraction, and to the Kentucky Railway Museum. Winters are colder than in much of the country, and summers turn warm, so spring and autumn suit time outdoors.
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- 9%of adults have a degree
- 19 mintypical commute
What people in Larue County work in
Employed residents by industry, from the Census survey. Larue County had 2,614 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 86° and lows near 66°.
Average daily high and low, 1991–2020, at the Hodgenville Lincoln P weather station, 3 miles away (NOAA).
Largest workplaces in Larue County
- LaRue County SchoolsSchool district347FTE
- Fechheimer BrothersMilitary dress uniforms, tailored, women's and girls', cut and sewn from purchased fabric177
- Signature HealthcareSkilled nursing facilities140
- Schneider56
- HodgenvilleMail and parcel delivery26
- Houchens Food GroupSupermarkets and other grocery stores20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 419 people in all across the county; Buffalo has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- HailRelatively moderate
- Ice stormsRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Buffalo’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Larue County and the Elizabethtown-Fort Knox, KY metro.
Buffalo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Buffalo$230,412
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Buffalo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Buffalo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.