Cairnbrook, Pennsylvania.
Typical home $84,598 (+5.6% in a year). Somerset, PA metro.
to buy the typical home at today's mortgage rate — +$29 (+7%) since Jan 2024.
- 1 year
- Up $4,499 +6%
- $80,098$84,598 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cairnbrook$444
- Pennsylvania$1,507
- United States$1,922
Typical home values in Cairnbrook, PA rose 5.6% over the past year — faster than the nation's +1.2%.
Living in Cairnbrook, Somerset County, Pennsylvania
Cairnbrook, in Somerset County, had 505 people in the 2020 census. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Somerset County was 4.2% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Somerset County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cairnbrook is a very small community in Somerset County, Pennsylvania, where almost everyone lives in a home they own. Homes here cost less than most of the country, and household incomes in the county run below the national picture. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.
Work. Residents work mainly in schools, hospitals and social care, with manufacturing, shops and professional and business services also common. Across Somerset County, the largest workplaces include UPMC Somerset, Walmart and Somerset Area Schools. Few adults here hold a four-year degree, and the typical commute is fairly long, while very few people work from home. Unemployment in the county is lower than a year ago, though the number of jobs has slipped slightly.
Things to do. The Shade Furnace Archaeological District lies in or beside town, a reminder of the area's early industrial past. A short drive away are the Flight 93 National Memorial, a protected area, and Gallitzin State Forest, a protected area with room to walk and explore. Quemahoning Reservoir, also a short drive away, offers time by the water.
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- 4%of adults have a degree
- 28 mintypical commute
- 4%work from home
What people in Somerset County work in
Employed residents by industry, from the Census survey. Somerset County had 23,200 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 84° and lows near 59°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Shawnee Sp weather station, 12 miles away (NOAA).
Largest workplaces in Somerset County
- MlakerBus operation, school and employee507
- VR US HoldingsHotels and motels453
- Upmc SomersetGeneral hospital436FTE
- WalmartWarehouse clubs and supercenters372
- Windber HospitalGeneral hospital314FTE
- Somerset Area SDSchool district297FTE
- CVS Pharmacy, Inc.General warehousing and storage295
- Wheeler Fleet Solutions - SomersetMotor vehicle parts and accessories, new, merchant wholesalers279
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 54 workplaces with 20 or more staff, 5,739 people in all across the county; Cairnbrook has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cairnbrook’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Somerset County and the Somerset, PA metro.
Cairnbrook home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cairnbrook$84,598
- Pennsylvania$287,078
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Cairnbrook address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cairnbrook — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Cairnbrook
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 15926 | Central City | 2,602 | — | $170,637 |
| 15924 | Cairnbrook | 740 | — | $81,317 |