States · Maine · Somerset County

Cambridge, Maine.

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What it costs per month · Cambridge $2,162/mo

to buy the typical home at today's mortgage rate — +$1,272 (+143%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Maine $2,162 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Maine$2,162
  • United States$1,922

Living in Cambridge, Somerset County, Maine

Cambridge is a town of 443 people in Somerset County. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Somerset County was 4.1% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in Somerset County work in schools and health care, then shops.

People 443 in the 2020 census; median age 38.7
Household income Too few homes in Cambridge for the Census survey to measure.
Unemployment 4.1% Somerset County, August 2026; 3.9% a year before
Homes 93% lived in by their owners; 7% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cambridge is a very small town in Somerset County, Maine, where nearly everyone owns the home they live in. The population is slightly younger than the typical older-homeowner picture might suggest, and a good share of households live below the poverty line. Winters are cold and very snowy, with January the coldest month, while summers are mild and July is the warmest.

Work. Residents work mostly in schools, hospitals and social care, with shops, manufacturing and the building trades also common, and very few work from home. Across Somerset County, the largest workplaces include Sappi North America, which makes paper products in its mills, Redington-fairview General Hospital, and a local school district. Unemployment in the county has edged up a little over the past year, and the county has fewer jobs than it did the year before.

Things to do. Sangerville Town Hall, a theatre, is a short drive away. Farther afield, Eaton Mountain is a ski area that suits the snowy winters, and Peaks-Kenny State Park is a protected area, each a longer drive away. The Sandy River and Carrabassett River are also within a longer drive for anyone who likes to be near moving water.

Report a mistake
  • 14%below the poverty line
  • 2%work from home

What people in Somerset County work in

  • Schools, hospitals and social care26%
  • Shops (retail)13%
  • Manufacturing12%
  • Building trades10%
  • Restaurants, hotels and entertainment8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Somerset County had 15,847 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 3°; warmest in July, 81° and 56° 0° 20° 40° 60° 80° J 30° 3° F M A M J J 81° 56° A S O N D
Average daily high and low for each month: coldest in January, 30° and 3°; warmest in July, 81° and 56° 0° 20° 40° 60° 80° J 30° 3° F M A M J J 81° 56° A S O N D

Coldest in January, with highs near 30° and lows near 3°; warmest in July, with highs near 81° and lows near 56°. About 79 inches of snow and 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Harmony weather station, 8 miles away (NOAA).

Largest workplaces in Somerset County

  1. Sappi North AmericaPaper products made in paper mills796
  2. Redington-fairview General HospitalCritical access hospital691FTE
  3. RSU 54/msad 54 SchoolsSchool district510FTE
  4. RSU 49/msad 49 SchoolsSchool district376FTE
  5. WalmartWarehouse clubs and supercenters301
  6. WalmartWarehouse clubs and supercenters255
  7. Sebasticook Valley HospitalCritical access hospital210FTE
  8. Cianbro1208

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 4,763 people in all across the county; Cambridge has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Cold wavesRelatively high
  3. Ice stormsRelatively high
  4. LightningRelatively high
  5. HurricanesRelatively moderate
  6. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Somerset County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Somerset County.

Cambridge home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2026 Cambridge 7
5 6 7 8 2026
  • Cambridge7

Zip codes with a Cambridge address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cambridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.