Cambridge, Nebraska.
Typical home $159,236 (-0.7% in a year).
to buy the typical home at today's mortgage rate — +$307 (+58%) since Jan 2020.
- 1 year
- Down $1,201 -1%
- $160,437$159,236 since Sep 2025
- 5 years
- Down $9,940 -6%
- $169,177$159,236 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cambridge$836
- Nebraska$1,461
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Cambridge, NE fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Cambridge, Frontier County, Nebraska
Cambridge is a city of 1,071 people in Frontier County. Half its households earn more than $61,528 a year and half less, against $70,132 across Frontier County; 8% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Frontier County was 3.6% in August 2026, and the county had 6.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cambridge is a small city in southwest Nebraska, and it is a small place even by Nebraska standards. Residents are older than in most of the country, and almost everyone owns the home they live in. Household incomes sit below the county's, and typical home values are modest. Winters are cold and snowy, summers turn hot, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, and a good number work in farming, forestry and mining. Others work in transport, warehouses and utilities, or in banks, insurance and property. Across Frontier County, the largest workplaces include Cambridge Memorial Hospital, the Nebraska College of Technical Agriculture and Medicine Valley Public Schools. Fewer jobs were on offer across the county last year than the year before, and more people work from home than you might expect in a town this size.
Things to do. Medicine Creek runs in or beside town, and Medicine Creek State Recreation Area, a protected area, is a short drive away. Also a short drive away is the Mowry Bluff Archeological Site, an archaeological site for anyone curious about the area's early history. Red Willow Creek, a river, is a longer drive away for those who want to go further afield.
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- 465households
- 32%of adults have a degree
- 8%below the poverty line
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Frontier County had 764 jobs in 2025, 6.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 13°; warmest in July, with highs near 89° and lows near 63°. About 24 inches of snow and 23 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cambridge weather station, a mile away (NOAA).
Largest workplaces in Frontier County
- Cambridge Memorial HospitalHospital223
- TRI Valley Health SystemCritical access hospital125FTE
- Nebraska College of Technical AgricultureTwo-year college51
- Eustis-farnam Public SchoolsSchool district49FTE
- Maywood Public SchoolsSchool district44FTE
- Medicine Valley Public SchoolsSchool district42FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 223 people in all across the county; Cambridge has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- DroughtVery high
- Winter weatherVery high
- TornadoesVery high
- LightningVery high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cambridge’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Frontier County.
Cambridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cambridge$159,236
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cambridge7
Zip codes with a Cambridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cambridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.