Cambridge, Ohio.
Typical home $172,221 (+3.9% in a year). Cambridge, OH metro.
Property tax and schools in Cambridge
Cambridge’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Cambridge is in Guernsey County, where its property tax is set. Its homes there are in 2 school districts: Cambridge City and Rolling Hills Local. Check your own bill.
to buy the typical home at today's mortgage rate — +$534 (+144%) since Jan 2020.
- 1 year
- Up $6,515 +4%
- $165,707$172,221 since Sep 2025
- 5 years
- Up $44,177 +35%
- $128,045$172,221 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cambridge$904
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Cambridge, OH rose 3.9% over the past year — faster than the nation's +1.2%.
Living in Cambridge, Guernsey County, Ohio
Cambridge is a city of 10,089 people in Guernsey County. Half its households earn more than $42,946 a year and half less, against $58,478 across Guernsey County; 28% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Guernsey County was 3.8% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cambridge is a small city and the main town of Guernsey County in eastern Ohio. Its residents are somewhat older than in many places, and household incomes run well below the county's. More people here live below the poverty line than is typical, and renters and owners share the housing about evenly. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with restaurants and hotels, manufacturing and shops also employing a good number. The largest workplaces in Cambridge include Southeastern Ohio Regional Medical Center, Walmart and Cambridge City Schools. Few people work from home, and a typical commute is a short one. Unemployment across Guernsey County has eased over the past year, and the county has added a few more jobs.
Things to do. Leatherwood Creek runs in or beside town, a handy spot for time by the water. A short drive away are Salt Fork State Park, a protected area for outdoor days, and the John and Annie Glenn Museum. Those willing to travel farther can reach The Wilds, a zoo, a longer drive away.
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- 5,017households
- 15%of adults have a degree
- 28%below the poverty line
- 20 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Guernsey County had 14,750 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 21°; warmest in July, with highs near 85° and lows near 63°. About 17 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cambridge weather station, under a mile away (NOAA).
Largest workplaces in Cambridge
- Southeastern Ohio REG MED CTRGeneral hospital785FTE
- WalmartWarehouse clubs and supercenters378
- Cambridge City SchoolsSchool district343FTE
- Quanex IG Systems CambridgeSheeting, rubber, manufacturing307
- Titan Energy TransportationTrucking, specialized freight, local163
- Area Agency on Aging, Region 9Activity centers for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities143
- Quanex Custom MixingSheeting, rubber, manufacturing128
- Bluescope Coated ProductsCoating metals and metal products for the trade121
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 2,423 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Lightningrelatively high in parts of CambridgeRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- Inland floodingrelatively high in parts of CambridgeRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cambridge’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Guernsey County and the Cambridge, OH metro.
Cambridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cambridge$172,221
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 5 Cambridge listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cambridge21.22%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cambridge75
New listings per month
Sellers arriving at the market.
- Cambridge17
Zip codes with a Cambridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cambridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.