States · Wisconsin · Dane County

Cambridge, Wisconsin.

Typical home $375,035 (+3.2% in a year). Madison, WI metro.

What it costs per month · Cambridge $1,968/mo

to buy the typical home at today's mortgage rate — +$1,069 (+119%) since Jan 2020.

What the home itself did
1 year
Up $11,607 +3%
$363,428$375,035 since Sep 2025
5 years
Up $82,564 +28%
$292,471$375,035 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cambridge $1,968 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cambridge$1,968
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Cambridge, WI rose 3.2% over the past year — faster than the nation's +1.2%.

Living in Cambridge, Dane County, Wisconsin

Cambridge is a village of 1,638 people in Dane County. Half its households earn more than $87,917 a year and half less, against $89,975 across Dane County; 9% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Dane County was 2.9% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,638 in the 2020 census; median age 42.2
Household income $87,917 the median, give or take $16,398 · Dane County: $89,975
Unemployment 2.9% Dane County, August 2026; 2.6% a year before
Homes 69% lived in by their owners; 31% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cambridge is a small village in Dane County, home to an older population than the county as a whole. Most homes are lived in by their owners, and household incomes run a little below the county's. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many. Many adults hold a four-year degree, and some work from home. The commute is moderate for most, and the biggest employers across Dane County include the University of Wisconsin-Madison, the University of WI Hospitals & Clinics and the Madison Metropolitan School District. Unemployment in the county is low, and the number of jobs there has edged up over the past year.

Things to do. Aztalan State Park, an archaeological site, and Rock Lake are both a short drive away. For a longer outing, Lake Monona and Lake Mendota are lakes in the Madison area, and Olbrich Botanical Gardens is a botanical garden there as well.

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  • 658households
  • 41%of adults have a degree
  • 9%below the poverty line
  • 25 mintypical commute
  • 13%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Manufacturing13%
  • Shops (retail)13%
  • Professional and business services10%
  • Banks, insurance and property8%
  • Building trades8%

Employed residents by industry, from the Census survey. Dane County had 361,286 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 11°; warmest in July, 84° and 62° 20° 40° 60° 80° J 27° 11° F M A M J J 84° 62° A S O N D
Average daily high and low for each month: coldest in January, 27° and 11°; warmest in July, 84° and 62° 20° 40° 60° 80° J 27° 11° F M A M J J 84° 62° A S O N D

Coldest in January, with highs near 27° and lows near 11°; warmest in July, with highs near 84° and lows near 62°. About 42 inches of snow and 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lake Mills Wwtp weather station, 8 miles away (NOAA).

Largest workplaces in Dane County

  1. University of Wisconsin-MadisonUniversity or college20,893
  2. University of WI Hospitals & ClinicsGeneral hospital9,994FTE
  3. Madison Metropolitan School DistrictSchool district4,048FTE
  4. Meriter HospitalGeneral hospital2,351FTE
  5. Veterans Health AdministrationFederal government · Department of Veterans Affairs2,337
  6. Madison Area Technical CollegeUniversity or college1,902
  7. St. Marys HospitalGeneral hospital1,575FTE
  8. Sun Prairie Area School DistrictSchool district1,331FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 641 workplaces with 20 or more staff, 80,580 people in all across the county; Cambridge has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. HailRelatively high
  3. TornadoesRelatively high
  4. Inland floodingRelatively high
  5. Winter weatherRelatively high
  6. Strong windRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Dane County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dane County and the Madison, WI metro.

Cambridge home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Cambridge $375,035 Wisconsin $337,196 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Cambridge$375,035
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $5,345/yr median bill inside Cambridge, effective 1.29% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2026 Cambridge 8
5 6 7 8 2026
  • Cambridge8

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Cambridge address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cambridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.