Campbell, California.
Typical home $1,837,614 (+2.7% in a year), asking rent $3,433 (+7.7%). San Jose-Sunnyvale-Santa Clara, CA metro.
to buy the typical home at today's mortgage rate — +$5,320 (+123%) since Jan 2020.
- 1 year
- Up $48,452 +3%
- $1,789,162$1,837,614 since Sep 2025
- 5 years
- Up $407,971 +29%
- $1,429,643$1,837,614 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Campbell$9,645
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Campbell, CA rose 2.7% over the past year — faster than the nation's +1.2%.
Asking rents in Campbell, CA rose 7.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Campbell runs $9,207/mo more than renting one. The gap peaked at $9,618 in Jan 2025.
That is $12,640 a month against $3,433 rent: a $9,645 mortgage payment, plus $1,027 property tax and $1,967 insurance & upkeep.
Owning vs renting — Campbell
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$12,640
- Renting$3,433
- Mortgage only$9,645
Property tax · $1,027/mo 0.67% of value a year — the ACS 2020-2024 median bill over the median home value for Santa Clara County, CA
Insurance & upkeep · $1,967/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Campbell, Santa Clara County, California
Campbell is a city of 43,959 people in Santa Clara County. Half its households earn more than $145,268 a year and half less, against $164,281 across Santa Clara County; 6% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Campbell was 4.3% in August 2026, and Santa Clara County had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Campbell is a city in Santa Clara County where residents are a little older than a typical American town and well educated, with a large share holding a four-year degree. Incomes are high, though below the county's, and relatively few people live below the poverty line. Homes and rents are expensive, and the town has more renters than owners, which is less common across much of the country.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in manufacturing, and in the building trades. Among the largest workplaces in Campbell are Campbell Union Schools, the City of Campbell and ChargePoint. The commute is fairly short, and many people work from home, while unemployment has eased a little over the past year.
Things to do. Winters are mild, with little or no snow, and summers are warm, so getting outdoors is comfortable much of the year. A short drive away are Rosicrucian Park and the Rosicrucian Egyptian Museum, the San Jose Municipal Rose Garden, and California's Great America amusement park. The Computer History Museum is a longer drive away.
Report a mistake
- 16,923households
- 60%of adults have a degree
- 6%below the poverty line
- 23 mintypical commute
- 25%work from home
What residents work in
Employed residents by industry, from the Census survey. Santa Clara County had 1,119,582 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 58° and lows near 40°; warmest in July, with highs near 85° and lows near 56°. About 22 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Los Gatos weather station, 3 miles away (NOAA).
Largest workplaces in Campbell
- Campbell Union SchoolsSchool district667FTE
- West Valley ConstructionUtility line, construction553
- City of CampbellGeneral services departments, government390
- Daley's Drywall & TapingDrywall installation361
- ChargePoint, Inc. - 240 HaciendaFuel cells, electrochemical generators, manufacturing327
- Life Services AlternativeIntellectual and developmental disability facilities, residential283
- Campbell215
- VenueTech Management GroupFacilities support services200
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 44 workplaces with 20 or more staff, 4,641 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Campbell’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Santa Clara County and the San Jose-Sunnyvale-Santa Clara, CA metro.
Campbell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Campbell$1,837,614
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Campbell listings, and the typical home goes pending in 25 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Campbell22.66%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Campbell25
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Campbell69
New listings per month
Sellers arriving at the market.
- Campbell24
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Campbell$1,875,177
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Campbell102.80%
Zip codes with a Campbell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Campbell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.