States · California · Yolo County

Capay, California.

Typical home $706,407 (+6.5% in a year). Sacramento-Roseville-Folsom, CA metro.

What it costs per month · Capay $3,708/mo

to buy the typical home at today's mortgage rate — +$504 (+16%) since Feb 2022.

What the home itself did
1 year
Up $43,349 +7%
$663,058$706,407 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Capay $3,708 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Capay$3,708
  • California$3,997
  • United States$1,922

Typical home values in Capay, CA rose 6.5% over the past year — faster than the nation's +1.2%.

Living in Capay, Yolo County, California

The Census does not count Capay on its own, so the figures here are Yolo County's. Half the county's households earn more than $91,752 a year and half less; 17% of the county's people live below the poverty line. 54% of the county's homes are lived in by their owners and 46% are rented. Unemployment in Yolo County was 5.7% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Yolo County work in schools and health care, then professional services.

People 221,000 about, in Yolo County: the Census does not count Capay on its own
Household income $91,752 the median in Yolo County, give or take $3,365
Unemployment 5.7% Yolo County, August 2026; 5.9% a year before
Homes 54% lived in by their owners; 46% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Capay is a small town in Yolo County, California, in the Sacramento Valley. Summers are hot, with highs near the top of the scale for the region, and winters are cool, with little or no snow. Across Yolo County, most homes are lived in by their owners, and a meaningful share of residents live below the poverty line.

Work. Many residents work in schools, hospitals and social care, or in professional and business services, and others work in shops and in restaurants, hotels and entertainment. Across Yolo County, unemployment was a little lower this summer than a year before, though the number of jobs fell slightly over the past year. Many adults hold a four-year degree, and a fair number of people work from home, while most commutes are fairly short.

Things to do. Quail Ridge Reserve is a protected area a short drive away, and it is the closest place on the list. Lake Berryessa, a reservoir a longer drive away, and the Woodland Opera House, a theatre also a longer drive off, are the other good options for a day out.

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  • 76,693households
  • 32.1median age
  • 45%of adults have a degree
  • 17%below the poverty line
  • 24 mintypical commute
  • 18%work from home

What people in Yolo County work in

  • Schools, hospitals and social care29%
  • Professional and business services13%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment9%
  • Government8%
  • Manufacturing6%

Employed residents by industry, from the Census survey. Yolo County had 109,634 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 56° and 38°; warmest in July, 95° and 58° 40° 60° 80° 100° J 56° 38° F M A M J J 95° 58° A S O N D
Average daily high and low for each month: coldest in January, 56° and 38°; warmest in July, 95° and 58° 40° 60° 80° 100° J 56° 38° F M A M J J 95° 58° A S O N D

Coldest in January, with highs near 56° and lows near 38°; warmest in July, with highs near 95° and lows near 58°. About 20 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Woodland Wnw weather station, 19 miles away (NOAA).

Largest workplaces in Yolo County

  1. University of California-DavisUniversity or college14,568
  2. Cache Creek Casino ResortHotels, resort, with casinos2,087
  3. SacramentoMail and parcel delivery1,672
  4. TargetDiscount department stores1,376
  5. UPSCouriers and express delivery services1,351
  6. Davis Joint UnifiedSchool district867FTE
  7. Woodland Joint UnifiedSchool district867FTE
  8. Washington UnifiedSchool district774FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 245 workplaces with 20 or more staff, 57,458 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtVery high
  2. EarthquakesRelatively moderate
  3. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Yolo County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Yolo County and the Sacramento-Roseville-Folsom, CA metro.

Capay home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$400,000 $600,000 $800,000 2022 2023 2024 2025 2026 Capay $706,407 California $761,538 United States $366,157
$400,000 $600,000 $800,000 2022 2024 2026
  • Capay$706,407
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Zip codes with a Capay address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Capay — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Capay