Cape Vincent, New York.
Typical home $254,763 (+8.7% in a year). Watertown-Fort Drum, NY metro.
to buy the typical home at today's mortgage rate — +$105 (+9%) since Nov 2023.
- 1 year
- Up $20,482 +9%
- $234,281$254,763 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cape Vincent$1,337
- New York$2,755
- United States$1,922
Typical home values in Cape Vincent, NY rose 8.7% over the past year — faster than the nation's +1.2%.
Living in Cape Vincent, Jefferson County, New York
Cape Vincent is a village of 699 people in Jefferson County. Unemployment in Jefferson County was 4.2% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Jefferson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cape Vincent is a village on the St. Lawrence River in Jefferson County, home to a small community where neighbors are likely to know one another. Winters are cold, with January the coldest month, and summers are mild and pleasant, with July the warmest. Rain and melted snow fall steadily through the year. Fewer adults hold a four-year degree here than in many parts of the country, and the typical home is valued at less than the national average.
Work. Residents work mostly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in government. Across Jefferson County, the largest workplaces include Samaritan Medical Center, the Indian River Central School District and the Carthage Central School District. Commutes are of moderate length, and a small share of people work from home.
Things to do. Burnham Point State Park and Cedar Point State Park are protected areas a short drive away, good for time by the water. A longer drive brings you to Wellesley Island State Park, another protected area on the river. The Antique Boat Museum is also a longer drive away, and it suits anyone interested in the region's boating history.
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- 279households
- 29%of adults have a degree
- 12%below the poverty line
- 24 mintypical commute
- 9%work from home
What people in Jefferson County work in
Employed residents by industry, from the Census survey. Jefferson County had 40,563 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 10°; warmest in July, with highs near 79° and lows near 59°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Watertown International Airport weather station, 18 miles away (NOAA).
Largest workplaces in Jefferson County
- Samaritan Medical CenterGeneral hospital1,581FTE
- Indian River Central School DistrictSchool district770FTE
- Carthage Central School DistrictSchool district679FTE
- The Arc Jefferson-St LawrenceGroup homes, intellectual and developmental disability678
- Watertown City School DistrictSchool district637FTE
- Car-freshnerAirfreshners manufacturing490
- WalmartWarehouse clubs and supercenters381
- Carthage Area HospitalCritical access hospital367FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 9,661 people in all across the county; Cape Vincent has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cape Vincent’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Watertown-Fort Drum, NY metro.
Cape Vincent home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cape Vincent$254,763
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cape Vincent13
Zip codes with a Cape Vincent address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cape Vincent — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.